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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
OPERATING ACTIVITIES          
Net income $ 4,756 $ 5,115 $ 6,865 $ 7,180 $ 7,028
Adjustments to reconcile net income to net cash provided by operating activities:          
Provision for loan losses 315 210 315 370 196
Investment securities gain, net (303) (257) (323) (248) (11)
Depreciation and amortization 774 763 1,013 1,049 891
Amortization of premium and discount on investment securities 352 553 669 737 1,100
Accretion of deferred loan fees, net (150) (468) (603) (237) (245)
Origination of loans held for sale (15,497) (14,740) (17,889) (6,223)  
Proceeds from sale of loans 16,046 14,844 17,549 6,022  
Gain on sale of loans (322) (286) (329) (237)  
Earnings on bank-owned life insurance (297) (262) (624) (276) (280)
Deferred income tax 224 397 558 (154) 423
Stock-based compensation expense     18 10  
Loss (gain) on other real estate owned (52) 72 (48) 183 18
Other real estate owned writedowns 73 56 102 123 101
(Increase) decrease in accrued interest receivable (139) (481) (292) 40 28
(Decrease) increase in accrued interest payable (4) 58 80 (49) (128)
Decrease in prepaid federal deposit insurance         513
Other, net 253 (158) 121 (831) 263
Net cash provided by operating activities 6,029 5,416 7,182 7,459 9,897
INVESTING ACTIVITIES          
Proceeds from repayments and maturities 17,896 7,530 13,497 13,474 25,411
Proceeds from sale of securities 9,115 15,284 15,686 8,383 25,088
Purchases (1,744) (14,876) (21,946) (12,287) (25,815)
Increase in loans, net (53,430) (40,554) (63,937) (36,222) (29,829)
Proceeds from the sale of other real estate owned 781 1,094 1,762 832 882
Purchase of bank-owned life insurance   (4,000) (4,000)    
Purchase of premises and equipment (679) (454) (507) (902) (1,834)
Net cash used for investing activities (28,061) (35,976) (59,445) (26,722) (6,097)
FINANCING ACTIVITIES          
Net increase (decrease) in deposits 14,895 40,436 38,335 17,276 (24,499)
Increase (Decrease) in short-term borrowings, net (3,022) (10,761) 21,017 3,999 4,271
Repayment of other borrowings (226) (324) (685) (985) (1,361)
Common stock issued 11,239       74
Stock options exercised   6 (7) (50) (77)
Proceeds from dividend reinvestment and purchase plan 382 504 651 590 736
Purchase of treasury stock     (6,784)    
Cash dividends (1,710) (1,645) (2,153) (2,121) (2,097)
Net cash provided by (used for) financing activities 21,558 28,216 50,374 18,709 (22,953)
Increase (decrease) in cash and cash equivalents (474) (2,344) (1,889) (554) (19,153)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 23,750 25,639 25,639 26,193 45,346
CASH AND CASH EQUIVALENTS AT END OF PERIOD 23,276 23,295 23,750 25,639 26,193
SUPPLEMENTAL INFORMATION          
Interest on deposits and borrowings 3,121 2,774 3,740 4,119 5,378
Income taxes 475 350 800 2,260 1,620
Non-cash investing transactions:          
Transfers from loans to other real estate owned $ 595 $ 638 638 $ 1,030 2,113
Loans to facilitate the sale of other real estate owned         $ (260)
Death benefit proceeds not yet received from insurance company     $ 575