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Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

9 Months Ended

Sep. 30, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30,				December 31,
		2017				2016
Commercial and industrial		$	99,314			$	60,630
Real estate - construction			40,760				23,709
Real estate - mortgage:
Residential			316,191				270,830
Commercial			403,135				249,490
Consumer installment			19,141				4,481
			878,541				609,140
Less: Allowance for loan and lease losses			6,852				6,598
Net loans		$	871,689			$	602,542

Schedule Of Financing Receivable By Segment [Table Text Block]

										Real Estate- Mortgage
September 30, 2017		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	3,038			$	185			$	2,844			$	5,788			$	4			$	11,859
Collectively evaluated for impairment			96,276				40,575				313,347				397,347				19,137				866,682
Total loans		$	99,314			$	40,760			$	316,191			$	403,135			$	19,141			$	878,541

										Real estate- Mortgage
December 31, 2016		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,190			$	913			$	3,135			$	7,187			$	5			$	12,430
Collectively evaluated for impairment			59,440				22,796				267,695				242,303				4,476				596,710
Total loans		$	60,630			$	23,709			$	270,830			$	249,490			$	4,481			$	609,140

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
September 30, 2017		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	436			$	-			$	132			$	692			$	-			$	1,260
Collectively evaluated for impairment			291				259				1,704				2,991				347				5,592
Total ending allowance balance		$	727			$	259			$	1,836			$	3,683			$	347			$	6,852

										Real Estate- Mortgage
December 31, 2016		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	90			$	-			$	251			$	186			$	-			$	527
Collectively evaluated for impairment			358				172				2,567				2,949				25				6,071
Total ending allowance balance		$	448			$	172			$	2,818			$	3,135			$	25			$	6,598

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2016		$	448			$	172			$	2,818			$	3,135			$	25			$	6,598
Charge-offs			(439	)			-				(74	)			(39	)			(384	)			(936	)
Recoveries			189				34				59				111				182				575
Provision			529				53				(967	)			476				524				615
ALLL balance at September 30, 2017		$	727			$	259			$	1,836			$	3,683			$	347			$	6,852

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2015		$	867			$	276			$	3,139			$	2,078			$	25			$	6,385
Charge-offs			(197	)			-				(394	)			(70	)			(18	)			(679	)
Recoveries			51				-				113				140				9				313
Provision			(208	)			(138	)			(97	)			747				11				315
ALLL balance at September 30, 2016		$	513			$	138			$	2,761			$	2,895			$	27			$	6,334

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2017		$	613			$	202			$	1,767			$	4,012			$	11			$	6,605
Charge-offs			(4	)			-				-				(20	)			(229	)			(253	)
Recoveries			46				11				45				111				7				220
Provision			72				46				24				(420	)			558				280
ALLL balance at September 30, 2017		$	727			$	259			$	1,836			$	3,683			$	347			$	6,852

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2016		$	484			$	159			$	2,788			$	2,909			$	26			$	6,366
Charge-offs			(74	)			-				(149	)			-				(3	)			(226	)
Recoveries			4				-				82				-				3				89
Provision			99				(21	)			40				(14	)			1				105
ALLL balance at September 30, 2016		$	513			$	138			$	2,761			$	2,895			$	27			$	6,334

Impaired Financing Receivables [Table Text Block]

September 30, 2017
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	1,368			$	1,550			$	-
Real estate - construction			185				185				-
Real estate - mortgage:
Residential			1,875				2,092				-
Commercial			2,969				3,108				-
Total		$	6,397			$	6,935			$	-
With an allowance recorded:
Commercial and industrial		$	1,670			$	2,115			$	436
Real estate - mortgage:
Residential			969				1,005				132
Commercial			2,819				2,984				692
Consumer installment			4				4				-
Total		$	5,462			$	6,108			$	1,260
Total:
Commercial and industrial		$	3,038			$	3,665			$	436
Real estate - construction			185				185				-
Real estate - mortgage:
Residential			2,844				3,097				132
Commercial			5,788				6,092				692
Consumer installment			4				4				-
Total		$	11,859			$	13,043			$	1,260

December 31, 2016
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	319			$	318			$	-
Real estate - construction			913				909				-
Real estate - mortgage:
Residential			2,142				2,140				-
Commercial			2,031				2,027				-
Total		$	5,405			$	5,394			$	-
With an allowance recorded:
Commercial and industrial		$	871			$	868			$	90
Real estate - mortgage:
Residential			993				991				251
Commercial			5,156				5,147				186
Consumer installment			5				5				-
Total		$	7,025			$	7,011			$	527
Total:
Commercial and industrial		$	1,190			$	1,186			$	90
Real estate - construction			913				909				-
Real estate - mortgage:
Residential			3,135				3,131				251
Commercial			7,187				7,174				186
Consumer installment			5				5				-
Total		$	12,430			$	12,405			$	527

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended September 30, 2017								For the Nine Months Ended September 30, 2017
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	2,633			$	69			$	1,962			$	210
Real estate - construction			431				-				738				1
Real estate - mortgage:
Residential			2,988				19				3,149				69
Commercial			7,216				48				7,223				231
Consumer installment			5				1				5				1
		$	13,273			$	137			$	13,077			$	512

		For the Three Months Ended September 30, 2016								For the Nine Months Ended September 30, 2016
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	864			$	4			$	1,218			$	9
Real estate - construction			1,105				3				1,404				22
Real estate - mortgage:
Residential			3,389				-				3,660				36
Commercial			7,939				8				7,449				115
Consumer installment			5				-				6				-
		$	13,302			$	15			$	13,737			$	182

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
September 30, 2017
Commercial and industrial		$	92,855			$	2,188			$	4,271			$	-			$	99,314
Real estate - construction			40,737				-				23				-				40,760
Real estate - mortgage:
Residential			310,086				744				5,361				-				316,191
Commercial			393,538				4,477				5,120				-				403,135
Consumer installment			18,909				-				232				-				19,141
Total		$	856,125			$	7,409			$	15,007			$	-			$	878,541

						Special												Total
December 31, 2016		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	58,539			$	663			$	1,428			$	-			$	60,630
Real estate - construction			23,541				144				24				-				23,709
Real estate - mortgage:
Residential			264,481				428				5,921				-				270,830
Commercial			240,678				4,422				4,390				-				249,490
Consumer installment			4,467				-				14				-				4,481
Total		$	591,706			$	5,657			$	11,777			$	-			$	609,140

Past Due Financing Receivables [Table Text Block]

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
September 30, 2017
Commercial and industrial		$	98,449			$	632			$	-			$	233			$	865			$	99,314
Real estate - construction			40,760				-				-				-				-				40,760
Real estate - mortgage:
Residential			313,720				1,101				37				1,333				2,471				316,191
Commercial			400,497				1,236				1,037				365				2,638				403,135
Consumer installment			19,128				10				3				-				13				19,141
Total		$	872,554			$	2,979			$	1,077			$	1,931			$	5,987			$	878,541

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
December 31, 2016
Commercial and industrial		$	60,407			$	17			$	2			$	204			$	223			$	60,630
Real estate - construction			23,709				-				-				-				-				23,709
Real estate - mortgage:
Residential			268,041				1,909				207				673				2,789				270,830
Commercial			249,081				92				-				317				409				249,490
Consumer installment			4,465				-				10				6				16				4,481
Total		$	605,703			$	2,018			$	219			$	1,200			$	3,437			$	609,140

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

September 30, 2017						90+ Days Past
		Nonaccrual				Due and Accruing
Commercial and industrial		$	1,367			$	20
Real estate - mortgage:
Residential			3,802				248
Commercial			3,356				-
Total		$	8,525			$	268

December 31, 2016						90+ Days Past
		Nonaccrual				Due and Accruing
Commercial and industrial		$	454			$	-
Real estate - mortgage:
Residential			4,034				-
Commercial			1,409				-
Consumer installment			6				-
Total		$	5,903			$	-

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

For the Three Months Ended

September 30, 2017

Number of Contracts

Pre-Modification

Post-Modification

Term

Outstanding Recorded

Outstanding Recorded

Troubled Debt Restructurings

Modification

Other

Total

Investment

Investment

Residential real estate

1

-

1

$

29

$

29

		For the Nine Months Ended
		September 30, 2017
		Number of Contracts												Pre-Modification				Post-Modification
		Term												Outstanding Recorded				Outstanding Recorded
Troubled Debt Restructurings		Modification				Other				Total				Investment				Investment
Commercial and industrial			1				1				2			$	954			$	955
Residential real estate			3				-				3				39				39

		For the Nine Months Ended
		September 30, 2016
		Number of Contracts												Pre-Modification				Post-Modification
		Term												Outstanding Recorded				Outstanding Recorded
Troubled Debt Restructurings		Modification				Other				Total				Investment				Investment
Commercial and industrial			2				-				2			$	169			$	169
Residential real estate			1				-				1				58				58
Commercial real estate			1				-				1				311				311

Subsequently Defaulted [Member]

Notes Tables

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the Three Months Ended
		September 30, 2016
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			1			$	3
Residential real estate			1				58

		For the Nine Months Ended
		September 30, 2016
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			2			$	273
Real estate construction			1				58

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