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Consolidated Statement of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
OPERATING ACTIVITIES      
Net income $ 9,455,000 $ 6,416,000 $ 6,865,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 1,045,000 570,000 315,000
Investment securities gains, net (886,000) (303,000) (323,000)
Depreciation and amortization of premises and equipment, net 1,291,000 1,026,000 973,000
Amortization of premium and discount on investment securities, net 451,000 119,000 669,000
Accretion of deferred loan fees, net (451,000) (245,000) (603,000)
Amortization of core deposit intangibles 374,000 40,000 40,000
Stock-based compensation expense 33,000 29,000 18,000
Origination of loans held for sale (10,020,000) (19,736,000) (17,889,000)
Proceeds from sale of loans 10,482,000 20,628,000 17,549,000
Gain on sale of loans (291,000) (419,000) (329,000)
Origination of student loans held for sale (365,674,000)
Proceeds from sale of student loans 372,162,000
Gain on sale of student loans (535,000)
Earnings on bank-owned life insurance (431,000) (403,000) (624,000)
Deferred income taxes 293,000 (93,000) 558,000
Net (gain) loss on other real estate owned 30,000 (119,000) 563,000
Increase in accrued interest receivable (422,000) (39,000) (292,000)
Increase in accrued interest payable 136,000 80,000
Other, net (3,122,000) 330,000 (388,000)
Net cash provided by operating activities 13,920,000 7,801,000 7,182,000
INVESTING ACTIVITIES      
Proceeds from repayments and maturities 14,899,000 23,201,000 13,497,000
Proceeds from sale of securities 6,474,000 9,063,000 15,686,000
Purchases (3,080,000) (1,744,000) (21,946,000)
Increase in loans, net (119,866,000) (76,199,000) (63,937,000)
Proceeds from the sale of other real estate owned 2,196,000 1,607,000 1,762,000
Purchase of bank-owned life insurance (4,000,000)
Purchase of premises and equipment (1,201,000) (2,166,000) (507,000)
Purchase of restricted stock (899,000) (317,000)
Redemption of restricted stock 795,000
Proceeds from bank-owned life insurance 575,000
Acquisition, net of cash paid 5,431,000
Net cash used in investing activities (95,251,000) (45,980,000) (59,445,000)
FINANCING ACTIVITIES      
Net increase in deposits 50,216,000 5,487,000 38,335,000
Increase in short-term borrowings, net 6,348,000 32,534,000 21,017,000
Repayment of other borrowings (10,372,000) (502,000) (685,000)
Proceeds from other borrowings 30,000,000
Proceeds from common stock issued 15,164,000 11,210,000
Stock options exercised 184,000 (6,000) (7,000)
Proceeds from dividend reinvestment and purchase plan 540,000 519,000 651,000
Purchase of treasury stock (6,784,000)
Cash dividends (3,358,000) (2,318,000) (2,153,000)
Net cash provided by financing activities 88,722,000 46,924,000 50,374,000
Increase (decrease) in cash and cash equivalents 7,391,000 8,745,000 (1,889,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 32,495,000 23,750,000 25,639,000
CASH AND CASH EQUIVALENTS AT END OF YEAR 39,886,000 32,495,000 23,750,000
Cash paid during the year for:      
Interest on deposits and borrowings 6,511,000 4,190,000 3,740,000
Income taxes 5,705,000 1,335,000 800,000
Noncash investing transactions:      
Loans to facilitate the sale of other real estate owned 63,000
Transfers from loans to other real estate owned 1,179,000 720,000 638,000
Life insurance proceeds not yet received from insurance company 575,000
Common stock issued in business acquisition 20,995,000
Liabilities assumed      
Cash and cash equivalents acquired, net 5,431,000
Merger of Liberty Bank, N.A. into The Middlefield Banking Company [Member]      
INVESTING ACTIVITIES      
Acquisition, net of cash paid 5,431,000
Noncash assets acquired      
Loans 195,388,000
Loans held for sale 5,953,000
Premises and equipment, net 325,000
Accrued interest receivable 440,000
Bank-owned life insurance 1,681,000
Core deposit intangible 3,087,000
Other assets 997,000
Goodwill 10,512,000
Total noncash assets acquired 218,383,000
Liabilities assumed      
Time deposits (30,744,000)
Deposits other than time deposits (167,300,000)
Accrued interest payable (47,000)
Deferred taxes (906,000)
Other liabilities (2,754,000)
Total liabilities assumed (201,751,000)
Liberty stock acquired in business combination (1,068,000)
Net noncash assets acquired 15,564,000
Cash and cash equivalents acquired, net $ 5,431,000