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Note 8 - Loans and Related Allowance for Loan and Lease Losses (Tables)

3 Months Ended

Mar. 31, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31,				December 31,
		2019				2018
Commercial and industrial		$	85,756			$	83,857
Real estate - construction			58,019				56,731
Real estate - mortgage:
Residential			340,483				336,487
Commercial			504,289				498,247
Consumer installment			15,937				16,787
			1,004,484				992,109
Less: Allowance for loan and lease losses			(7,206	)			(7,428	)
Net loans		$	997,278			$	984,681

Schedule Of Financing Receivable By Segment [Table Text Block]

										Real Estate - Mortgage
March 31, 2019		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,825			$	3,239			$	1,856			$	9,049			$	2			$	15,971
Collectively evaluated for impairment			83,931				54,780				338,627				495,240				15,935				988,513
Total loans		$	85,756			$	58,019			$	340,483			$	504,289			$	15,937			$	1,004,484

										Real Estate - Mortgage
December 31, 2018		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	2,570			$	-			$	1,970			$	9,533			$	2			$	14,075
Collectively evaluated for impairment			81,287				56,731				334,517				488,714				16,785				978,034
Total loans		$	83,857			$	56,731			$	336,487			$	498,247			$	16,787			$	992,109

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

										Real Estate - Mortgage
March 31, 2019		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	203			$	661			$	45			$	54			$	-			$	963
Collectively evaluated for impairment			383				87				1,578				4,107				88				6,243
Total ending allowance balance		$	586			$	748			$	1,623			$	4,161			$	88			$	7,206

										Real Estate - Mortgage
December 31, 2018		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	667			$	-			$	43			$	643			$	1			$	1,354
Collectively evaluated for impairment			302				100				1,538				4,008				126				6,074
Total ending allowance balance		$	969			$	100			$	1,581			$	4,651			$	127			$	7,428

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2018		$	969			$	100			$	1,581			$	4,651			$	127			$	7,428
Charge-offs			(347	)			-				(91	)			(32	)			(47	)			(517	)
Recoveries			16				23				14				1				1				55
Provision			(52	)			625				119				(459	)			7				240
ALLL balance at March 31, 2019		$	586			$	748			$	1,623			$	4,161			$	88			$	7,206

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2017		$	999			$	313			$	1,760			$	4,036			$	82			$	7,190
Charge-offs			(9	)			-				-				-				(4	)			(13	)
Recoveries			109				17				20				-				18				164
Provision			157				(238	)			2				287				2				210
ALLL balance at March 31, 2018		$	1,256			$	92			$	1,782			$	4,323			$	98			$	7,551

Impaired Financing Receivables [Table Text Block]

March 31, 2019
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	671			$	1,169			$	-
Real estate - mortgage:
Residential			1,496				1,660				-
Commercial			2,621				2,887				-
Consumer installment			2				2				-
Total		$	4,790			$	5,718			$	-
With an allowance recorded:
Commercial and industrial		$	1,154			$	1,365			$	203
Real estate - construction			3,239				3,239				661
Real estate - mortgage:
Residential			360				411				45
Commercial			6,428				6,446				54
Total		$	11,181			$	11,461			$	963
Total:
Commercial and industrial		$	1,825			$	2,534			$	203
Real estate - construction			3,239				3,239				661
Real estate - mortgage:
Residential			1,856				2,071				45
Commercial			9,049				9,333				54
Consumer installment			2				2				-
Total		$	15,971			$	17,179			$	963

December 31, 2018
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	207			$	413			$	-
Real estate - mortgage:
Residential			1,306				1,462				-
Commercial			1,867				2,186				-
Total		$	3,380			$	4,061			$	-
With an allowance recorded:
Commercial and industrial		$	2,363			$	3,013			$	667
Real estate - mortgage:
Residential			664				715				43
Commercial			7,666				7,676				643
Consumer installment			2				2				1
Total		$	10,695			$	11,406			$	1,354
Total:
Commercial and industrial		$	2,570			$	3,426			$	667
Real estate - mortgage:
Residential			1,970				2,177				43
Commercial			9,533				9,862				643
Consumer installment			2				2				1
Total		$	14,075			$	15,467			$	1,354

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended March 31, 2019								For the Three Months Ended March 31, 2018
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Commercial and industrial		$	2,198			$	30			$	5,631			$	187
Real estate - construction			1,620				45				283				-
Real estate - mortgage:
Residential			1,913				12				2,892				21
Commercial			9,291				98				6,719				136
Consumer installment			2				-				4				-
Total		$	15,024			$	185			$	15,529			$	344

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
March 31, 2019		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	80,203			$	3,204			$	2,349			$	-			$	85,756
Real estate - construction			53,458				1,322				3,239				-				58,019
Real estate - mortgage:
Residential			335,486				547				4,450				-				340,483
Commercial			489,289				6,744				8,256				-				504,289
Consumer installment			15,927				-				10				-				15,937
Total		$	974,363			$	11,817			$	18,304			$	-			$	1,004,484

						Special												Total
December 31, 2018		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	77,002			$	4,572			$	2,283			$	-			$	83,857
Real estate - construction			55,397				1,334				-				-				56,731
Real estate - mortgage:
Residential			332,475				553				3,459				-				336,487
Commercial			483,516				6,617				8,114				-				498,247
Consumer installment			16,776				-				11				-				16,787
Total		$	965,166			$	13,076			$	13,867			$	-			$	992,109

Financing Receivable, Past Due [Table Text Block]

						30-59 Days				60-89 Days				90 Days+				Total				Total
March 31, 2019		Current				Past Due				Past Due				Past Due				Past Due				Loans
Commercial and industrial		$	85,157			$	279			$	73			$	247			$	599			$	85,756
Real estate - construction			54,515				265				3,239				-				3,504				58,019
Real estate - mortgage:
Residential			335,148				2,816				1,094				1,425				5,335				340,483
Commercial			502,895				499				422				473				1,394				504,289
Consumer installment			15,918				17				2				-				19				15,937
Total		$	993,633			$	3,876			$	4,830			$	2,145			$	10,851			$	1,004,484

						30-59 Days				60-89 Days				90 Days+				Total				Total
December 31, 2018		Current				Past Due				Past Due				Past Due				Past Due				Loans
Commercial and industrial		$	82,770			$	288			$	213			$	586			$	1,087			$	83,857
Real estate - construction			56,731				-				-				-				-				56,731
Real estate - mortgage:
Residential			331,379				2,612				1,083				1,413				5,108				336,487
Commercial			496,597				664				-				986				1,650				498,247
Consumer installment			16,768				19				-				-				19				16,787
Total		$	984,245			$	3,583			$	1,296			$	2,985			$	7,864			$	992,109

Financing Receivable, Nonaccrual [Table Text Block]

March 31, 2019		Nonaccrual				90+ Days Past Due and Accruing
Commercial and industrial		$	1,004			$	-
Real estate - construction			3,239				-
Real estate - mortgage:
Residential			3,844				-
Commercial			2,379				-
Consumer installment			6				-
Total		$	10,472			$	-

December 31, 2018		Nonaccrual				90+ Days Past Due and Accruing
Commercial and industrial		$	996			$	91
Real estate - construction			-				-
Real estate - mortgage:
Residential			2,731				754
Commercial			2,864				100
Consumer installment			4				-
Total		$	6,595			$	945

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

		For the Three Months Ended
		March 31, 2018
		Number of Contracts												Pre-Modification				Post-Modification
Troubled Debt Restructurings		Term Modification				Other				Total				Outstanding Recorded Investment				Outstanding Recorded Investment
Commercial and industrial			2				-				2			$	6,977			$	6,977
Residential real estate			2				-				2				63				63

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