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Note 8 - Loans and Related Allowance for Loan and Lease Losses (Tables)

9 Months Ended

Sep. 30, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30,				December 31,
		2019				2018
Commercial and industrial		$	85,861			$	83,857
Real estate - construction			57,564				56,731
Real estate - mortgage:
Residential			347,739				336,487
Commercial			492,914				498,247
Consumer installment			15,204				16,787
			999,282				992,109
Less: Allowance for loan and lease losses			(7,001	)			(7,428	)
Net loans		$	992,281			$	984,681

Schedule Of Financing Receivable By Segment [Table Text Block]

										Real Estate - Mortgage
September 30, 2019		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,457			$	-			$	1,780			$	11,261			$	1			$	14,499
Collectively evaluated for impairment			84,404				57,564				345,959				481,653				15,203				984,783
Total loans		$	85,861			$	57,564			$	347,739			$	492,914			$	15,204			$	999,282

										Real Estate - Mortgage
December 31, 2018		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	2,570			$	-			$	1,970			$	9,533			$	2			$	14,075
Collectively evaluated for impairment			81,287				56,731				334,517				488,714				16,785				978,034
Total loans		$	83,857			$	56,731			$	336,487			$	498,247			$	16,787			$	992,109

Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]

										Real Estate - Mortgage
September 30, 2019		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	3			$	-			$	33			$	670			$	-			$	706
Collectively evaluated for impairment			386				99				1,640				4,046				124				6,295
Total ending allowance balance		$	389			$	99			$	1,673			$	4,716			$	124			$	7,001

										Real Estate - Mortgage
December 31, 2018		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	667			$	-			$	43			$	643			$	1			$	1,354
Collectively evaluated for impairment			302				100				1,538				4,008				126				6,074
Total ending allowance balance		$	969			$	100			$	1,581			$	4,651			$	127			$	7,428

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2018		$	969			$	100			$	1,581			$	4,651			$	127			$	7,428
Charge-offs			(393	)			-				(517	)			(31	)			(110	)			(1,051	)
Recoveries			55				57				72				3				7				194
Provision			(242	)			(58	)			537				93				100				430
ALLL balance at September 30, 2019		$	389			$	99			$	1,673			$	4,716			$	124			$	7,001

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2017		$	999			$	313			$	1,760			$	4,036			$	82			$	7,190
Charge-offs			(284	)			-				(119	)			(111	)			(138	)			(652	)
Recoveries			167				46				76				-				37				326
Provision			274				(258	)			(12	)			483				143				630
ALLL balance at September 30, 2018		$	1,156			$	101			$	1,705			$	4,408			$	124			$	7,494

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2019		$	539			$	90			$	1,681			$	4,875			$	119			$	7,304
Charge-offs			(38	)			-				(378	)			-				(22	)			(438	)
Recoveries			16				11				26				1				1				55
Provision			(128	)			(2	)			344				(160	)			26				80
ALLL balance at September 30, 2019		$	389			$	99			$	1,673			$	4,716			$	124			$	7,001

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2018		$	1,180			$	89			$	1,743			$	4,361			$	129			$	7,502
Charge-offs			(275	)			-				(45	)			-				(3	)			(323	)
Recoveries			28				28				47				-				2				105
Provision			223				(16	)			(40	)			47				(4	)			210
ALLL balance at September 30, 2018		$	1,156			$	101			$	1,705			$	4,408			$	124			$	7,494

Impaired Financing Receivables [Table Text Block]

September 30, 2019
Impaired Loans
		Recorded Investment				Unpaid Principal Balance				Related Allowance
With no related allowance recorded:
Commercial and industrial		$	1,308			$	2,059			$	-
Real estate - mortgage:
Residential			1,126				1,406				-
Commercial			2,561				2,561				-
Consumer installment			1				1				-
Total		$	4,996			$	6,027			$	-
With an allowance recorded:
Commercial and industrial		$	149			$	149			$	3
Real estate - mortgage:
Residential			654				703				33
Commercial			8,700				8,710				670
Total		$	9,503			$	9,562			$	706
Total:
Commercial and industrial		$	1,457			$	2,208			$	3
Real estate - mortgage:
Residential			1,780				2,109				33
Commercial			11,261				11,271				670
Consumer installment			1				1				-
Total		$	14,499			$	15,589			$	706

December 31, 2018
Impaired Loans
		Recorded				Unpaid Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	207			$	413			$	-
Real estate - mortgage:
Residential			1,306				1,462				-
Commercial			1,867				2,186				-
Total		$	3,380			$	4,061			$	-
With an allowance recorded:
Commercial and industrial		$	2,363			$	3,013			$	667
Real estate - mortgage:
Residential			664				715				43
Commercial			7,666				7,676				643
Consumer installment			2				2				1
Total		$	10,695			$	11,406			$	1,354
Total:
Commercial and industrial		$	2,570			$	3,426			$	667
Real estate - mortgage:
Residential			1,970				2,177				43
Commercial			9,533				9,862				643
Consumer installment			2				2				1
Total		$	14,075			$	15,467			$	1,354

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended September 30, 2019								For the Nine Months Ended September 30, 2019
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Commercial and industrial		$	1,786			$	20			$	1,992			$	44
Real estate - construction			-				-				810				-
Real estate - mortgage:
Residential			1,782				14				1,847				38
Commercial			11,344				95				10,317				286
Consumer installment			2				-				2				-
Total		$	14,914			$	129			$	14,968			$	368

		For the Three Months Ended September 30, 2018								For the Nine Months Ended September 30, 2018
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Commercial and industrial		$	2,984			$	32			$	4,620			$	100
Real estate - construction			-				-				11				-
Real estate - mortgage:
Residential			2,574				18				2,672				49
Commercial			6,132				50				6,123				151
Consumer installment			3				-				3				-
Total		$	11,693			$	100			$	13,429			$	300

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
September 30, 2019		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	78,163			$	4,585			$	3,113			$	-			$	85,861
Real estate - construction			57,564				-				-				-				57,564
Real estate - mortgage:
Residential			342,571				989				4,179				-				347,739
Commercial			474,166				7,043				11,705				-				492,914
Consumer installment			15,195				-				9				-				15,204
Total		$	967,659			$	12,617			$	19,006			$	-			$	999,282

						Special												Total
December 31, 2018		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	77,002			$	4,572			$	2,283			$	-			$	83,857
Real estate - construction			55,397				1,334				-				-				56,731
Real estate - mortgage:
Residential			332,475				553				3,459				-				336,487
Commercial			483,516				6,617				8,114				-				498,247
Consumer installment			16,776				-				11				-				16,787
Total		$	965,166			$	13,076			$	13,867			$	-			$	992,109

Financing Receivable, Past Due [Table Text Block]

						30-59 Days				60-89 Days				90 Days+				Total				Total
September 30, 2019		Current				Past Due				Past Due				Past Due				Past Due				Loans
Commercial and industrial		$	84,689			$	623			$	190			$	359			$	1,172			$	85,861
Real estate - construction			57,564				-				-				-				-				57,564
Real estate - mortgage:
Residential			343,400				1,813				358				2,168				4,339				347,739
Commercial			486,821				1,796				8				4,289				6,093				492,914
Consumer installment			15,179				14				11				-				25				15,204
Total		$	987,653			$	4,246			$	567			$	6,816			$	11,629			$	999,282

						30-59 Days				60-89 Days				90 Days+				Total				Total
December 31, 2018		Current				Past Due				Past Due				Past Due				Past Due				Loans
Commercial and industrial		$	82,770			$	288			$	213			$	586			$	1,087			$	83,857
Real estate - construction			56,731				-				-				-				-				56,731
Real estate - mortgage:
Residential			331,379				2,612				1,083				1,413				5,108				336,487
Commercial			496,597				664				-				986				1,650				498,247
Consumer installment			16,768				19				-				-				19				16,787
Total		$	984,245			$	3,583			$	1,296			$	2,985			$	7,864			$	992,109

Financing Receivable, Nonaccrual [Table Text Block]

September 30, 2019		Nonaccrual				90+ Days Past Due and Accruing
Commercial and industrial		$	868			$	-
Real estate - construction			-				-
Real estate - mortgage:
Residential			4,732				-
Commercial			4,450				-
Consumer installment			3				-
Total		$	10,053			$	-

December 31, 2018		Nonaccrual				90+ Days Past Due and Accruing
Commercial and industrial		$	996			$	91
Real estate - construction			-				-
Real estate - mortgage:
Residential			2,731				754
Commercial			2,864				100
Consumer installment			4				-
Total		$	6,595			$	945

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

For the Three Months Ended

September 30, 2019

Number of Contracts

Pre-Modification

Post-Modification

Term

Outstanding Recorded

Outstanding Recorded

Troubled Debt Restructurings

Modification

Other

Total

Investment

Investment

Residential real estate

-

1

1

$

38

$

38

For the Nine Months Ended

September 30, 2019

Number of Contracts

Pre-Modification

Post-Modification

Term

Outstanding Recorded

Outstanding Recorded

Troubled Debt Restructurings

Modification

Other

Total

Investment

Investment

Residential real estate

-

2

2

$

123

$

178

For the Three Months Ended

September 30, 2018

Number of Contracts

Pre-Modification

Post-Modification

Term

Outstanding Recorded

Outstanding Recorded

Troubled Debt Restructurings

Modification

Other

Total

Investment

Investment

Residential real estate

1

-

1

$

86

$

86

For the Nine Months Ended

September 30, 2018

Number of Contracts

Pre-Modification

Post-Modification

Term

Outstanding Recorded

Outstanding Recorded

Troubled Debt Restructurings

Modification

Other

Total

Investment

Investment

Residential real estate

2

2

4

$

261

$

261

Subsequently Defaulted [Member]

Notes Tables

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

		For the Nine Months Ended
		September 30, 2018
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Residential real estate			1			$	20

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