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Consolidated Balance Sheet (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2020
Dec. 31, 2019
ASSETS    
Cash and due from banks $ 53,533 $ 35,113
Federal funds sold 1,800
Cash and cash equivalents 55,333 35,113
Equity securities, at fair value 550 710
Investment securities available for sale, at fair value 102,959 105,733
Loans held for sale 513 1,220
Loans:    
Loans 998,000 984,258
Less: allowance for loan and lease losses 9,244 6,768
Net loans 988,756 977,490
Premises and equipment, net 17,653 17,874
Goodwill 15,071 15,071
Core deposit intangibles 1,973 2,056
Bank-owned life insurance 16,618 16,511
Accrued interest receivable and other assets 14,513 10,697
TOTAL ASSETS 1,213,939 1,182,475
LIABILITIES    
Noninterest-bearing demand 206,372 191,370
Interest-bearing demand 125,184 107,844
Money market 156,556 160,826
Savings 175,468 192,003
Time 340,130 368,800
Total deposits 1,003,710 1,020,843
Short-term borrowings:    
Federal funds purchased 75
Federal Home Loan Bank advances 60,000 5,000
Total short-term borrowings 60,000 5,075
Other borrowings 12,662 12,750
Accrued interest payable and other liabilities 4,880 6,032
TOTAL LIABILITIES 1,081,252 1,044,700
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 7,298,829 and 7,294,792 shares issued; 6,369,467 and 6,423,630 shares outstanding 86,722 86,617
Retained earnings 65,140 65,063
Accumulated other comprehensive (loss) income (2,237) 1,842
Treasury stock, at cost; 929,362 and 871,162 shares (16,938) (15,747)
TOTAL STOCKHOLDERS' EQUITY 132,687 137,775
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,213,939 1,182,475
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 113,272 102,386
Less: allowance for loan and lease losses 1,099 801
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 292,775 302,180
Less: allowance for loan and lease losses 4,364 3,382
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 52,276 62,028
Less: allowance for loan and lease losses 386 340
Residential Portfolio Segment [Member]    
Loans:    
Loans 233,900 234,798
Less: allowance for loan and lease losses 1,164 726
Commercial And Industrial [Member]    
Loans:    
Loans 106,797 89,527
Less: allowance for loan and lease losses 716 456
Home Equity Lines of Credit [Member]    
Loans:    
Loans 114,933 112,248
Less: allowance for loan and lease losses 1,240 932
Construction and Other [Member]    
Loans:    
Loans 71,186 66,680
Less: allowance for loan and lease losses 254 103
Consumer Portfolio Segment [Member]    
Loans:    
Loans 12,861 14,411
Less: allowance for loan and lease losses $ 21 $ 28