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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
OPERATING ACTIVITIES    
Net income $ 13,796,000 $ 5,860,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 900,000 7,740,000
(Gain) loss on equity securities [1] (223,000) 157,000
Depreciation and amortization of premises and equipment, net 1,075,000 990,000
Software amortization expense 242,000 285,000
Financing lease amortization expense 235,000 209,000
Gain on sale of premises and equipment 0 (27,000)
Amortization of premium and discount on investment securities, net 351,000 270,000
Accretion of deferred loan fees, net (3,750,000) (2,134,000)
Amortization of core deposit intangibles 241,000 249,000
Stock-based compensation income, net (21,000) (156,000)
Origination of loans held for sale (30,309,000) (44,080,000)
Proceeds from sale of loans 31,633,000 35,998,000
Gain on sale of loans (1,122,000) (1,155,000)
Earnings on bank-owned life insurance [1] (440,000) (321,000)
Deferred income tax 281,000 615,000
Loss (gain) on other real estate owned 28,000 (257,000)
Decrease (increase) in accrued interest receivable 818,000 (2,527,000)
Decrease in accrued interest payable (275,000) (129,000)
Other, net (2,176,000) 4,048,000
Net cash provided by operating activities 11,283,000 5,635,000
INVESTING ACTIVITIES    
Proceeds from repayments and maturities 9,528,000 12,676,000
Purchases (59,429,000) (17,352,000)
Decrease (increase) in loans, net 97,365,000 (148,807,000)
Proceeds from the sale of other real estate owned 332,000 675,000
Proceeds from bank-owned life insurance 424,000 0
Purchase of premises and equipment (417,000) (948,000)
Proceeds from the disposal of premises and equipment 0 27,000
Purchase of restricted stock 0 (1,600,000)
Redemption of restricted stock 658,000 241,000
Net cash provided by (used in) investing activities 48,461,000 (155,088,000)
FINANCING ACTIVITIES    
Net (decrease) increase in deposits (24,643,000) 173,120,000
Increase in short-term borrowings, net 0 (5,075,000)
Proceeds from other borrowings 0 3,340,000
Repayment of other borrowings (4,139,000) 0
Stock options exercised 94,000 4,000
Repurchase of treasury shares (8,124,000) (1,191,000)
Cash dividends (2,998,000) (2,877,000)
Net cash (used in) provided by financing activities (39,810,000) 167,321,000
Increase in cash and cash equivalents 19,934,000 17,868,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 112,417,000 35,113,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD 132,351,000 52,981,000
SUPPLEMENTAL INFORMATION    
Interest on deposits and borrowings 3,520,000 7,683,000
Income taxes 4,328,000 2,002,000
Transfers from loans to other real estate owned 63,000 7,654,000
Finance lease assets added to premises and equipment (67,000) (1,010,000)
Finance lease liabilities added to other borrowings funds $ 67,000 $ 1,010,000
[1] Not within scope of ASC 606