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Consolidated Balance Sheet (Current Period Unaudited) - USD ($)
Mar. 31, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 78,804,000 $ 97,172,000
Federal funds sold 29,474,000 22,322,000
Cash and cash equivalents 108,278,000 119,494,000
Equity securities, at fair value 851,000 818,000
Investment securities available for sale, at fair value 175,216,000 170,199,000
Loans held for sale 9,000 1,051,000
Loans:    
Loans 977,720,000 981,691,000
Less: allowance for loan and lease losses 14,492,000 14,342,000
Net loans 963,228,000 967,349,000
Premises and equipment, net 17,142,000 17,272,000
Goodwill 15,071,000 15,071,000
Core deposit intangibles 1,326,000 1,403,000
Bank-owned life insurance 17,166,000 17,060,000
Other real estate owned 6,992,000 6,992,000
Accrued interest receivable and other assets 18,019,000 14,297,000
TOTAL ASSETS 1,323,298,000 1,331,006,000
LIABILITIES    
Noninterest-bearing demand 361,251,000 334,171,000
Interest-bearing demand 162,010,000 196,308,000
Money market 187,807,000 177,281,000
Savings 264,784,000 260,125,000
Time 191,320,000 198,725,000
Total deposits 1,167,172,000 1,166,610,000
Other borrowings 12,975,000 12,901,000
Accrued interest payable and other liabilities 5,507,000 6,160,000
TOTAL LIABILITIES 1,185,654,000 1,185,671,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 7,347,526 and 7,330,548 shares issued; 5,873,565 and 5,888,737 shares outstanding 87,562,000 87,131,000
Retained earnings 86,804,000 83,971,000
Accumulated other comprehensive (loss) income (6,674,000) 3,462,000
Treasury stock, at cost; 1,473,961 and 1,441,811 shares (30,048,000) (29,229,000)
TOTAL STOCKHOLDERS' EQUITY 137,644,000 145,335,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,323,298,000 1,331,006,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 113,590,000 111,470,000
Less: allowance for loan and lease losses 1,765,000 1,836,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 293,745,000 283,618,000
Less: allowance for loan and lease losses 7,672,000 7,431,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 29,385,000 31,189,000
Less: allowance for loan and lease losses 419,000 454,000
Residential Portfolio Segment [Member]    
Loans:    
Loans 244,747,000 240,089,000
Less: allowance for loan and lease losses 1,801,000 1,740,000
Commercial And Industrial [Member]    
Loans:    
Loans 131,683,000 148,812,000
Less: allowance for loan and lease losses 904,000 882,000
Home Equity Lines of Credit [Member]    
Loans:    
Loans 106,300,000 104,355,000
Less: allowance for loan and lease losses 1,355,000 1,452,000
Construction and Other [Member]    
Loans:    
Loans 50,152,000 54,148,000
Less: allowance for loan and lease losses 558,000 533,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans 8,118,000 8,010,000
Less: allowance for loan and lease losses $ 18,000 $ 14,000