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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,833,000 $ 4,167,000
Adjustments to reconcile net income to net cash from operating activities:    
Provision for loan losses 0 700,000
(Gain) loss on equity securities [1] (33,000) (81,000)
Loss on other real estate owned 0 20,000
Depreciation and amortization of premises and equipment, net 334,000 371,000
Software amortization expense 48,000 80,000
Financing lease amortization expense 3,000 78,000
Amortization of premium and discount on investment securities, net 150,000 80,000
Accretion of deferred loan fees, net (805,000) (1,394,000)
Amortization of core deposit intangibles 77,000 80,000
Stock-based compensation expense, net 117,000 0
Origination of loans held for sale (350,000) (12,458,000)
Proceeds from sale of loans 611,000 12,668,000
Gain on sale of loans (3,000) (592,000)
Earnings on bank-owned life insurance [1] (106,000) (226,000)
Deferred income tax (360,000) (32,000)
(Increase) decrease in accrued interest receivable (50,000) 353,000
Decrease in accrued interest payable (2,000) (135,000)
Other, net (1,002,000) (910,000)
NET CASH FROM OPERATING ACTIVITIES 2,462,000 2,769,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from repayments and maturities 2,229,000 3,576,000
Purchases (20,227,000) (14,244,000)
Decrease (increase) in loans, net 5,710,000 1,179,000
Proceeds from the sale of other real estate owned 0 58,000
Proceeds from bank-owned life insurance 0 424,000
Net purchase of premises and equipment (68,000) (51,000)
Redemption of restricted stock 0 161,000
NET CASH FROM INVESTING ACTIVITIES (12,356,000) (8,897,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 562,000 227,000
Repayment of other borrowings (65,000) (4,010,000)
Stock options exercised 0 94,000
Repurchase of treasury shares (819,000) (1,111,000)
Cash dividends (1,000,000) (1,016,000)
NET CASH FROM FINANCING ACTIVITIES (1,322,000) (5,816,000)
Decrease in cash and cash equivalents (11,216,000) (11,944,000)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 119,494,000 112,417,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD 108,278,000 100,473,000
SUPPLEMENTAL INFORMATION    
Interest on deposits and borrowings 797,000 1,379,000
Income taxes 0 0
Transfers from loans held for sale to loans held for investment 784,000 0
Transfers from loans to other real estate owned 0 63,000
Finance lease assets added to premises and equipment (139,000) (67,000)
Finance lease liabilities added to other borrowings funds $ 139,000 $ 67,000
[1] Not within scope of ASC 606