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Consolidated Balance Sheet (Unaudited) - USD ($)
Jun. 30, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 50,496,000 $ 56,397,000
Federal funds sold 1,762,000 4,439,000
Cash and cash equivalents 52,258,000 60,836,000
Investment securities available for sale, at fair value 166,424,000 170,779,000
Other investments 881,000 955,000
Loans:    
Loans 1,497,704,000 1,478,130,000
Less: allowance for credit losses 21,795,000 21,693,000
Net loans 1,475,909,000 1,456,437,000
Premises and equipment, net 20,744,000 21,339,000
Goodwill 36,356,000 36,356,000
Core deposit intangibles 6,126,000 6,642,000
Bank-owned life insurance 34,802,000 34,349,000
Accrued interest receivable and other assets 34,686,000 35,190,000
TOTAL ASSETS 1,828,186,000 1,822,883,000
LIABILITIES    
Noninterest-bearing demand 387,024,000 401,384,000
Interest-bearing demand 206,542,000 205,582,000
Money market 355,630,000 274,682,000
Savings 192,472,000 210,639,000
Time 327,876,000 334,315,000
Total deposits 1,469,544,000 1,426,602,000
Federal Home Loan Bank advances 125,000,000 163,000,000
Other borrowings 11,762,000 11,862,000
Accrued interest payable and other liabilities 15,092,000 15,738,000
TOTAL LIABILITIES 1,621,398,000 1,617,202,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 25,000,000 shares authorized, 9,946,454 and 9,930,704 shares issued; 8,067,144 and 8,095,252 shares outstanding 161,823,000 161,388,000
Retained earnings 105,342,000 100,237,000
Accumulated other comprehensive loss (19,468,000) (16,090,000)
Treasury stock, at cost; 1,879,310 and 1,835,452 shares (40,909,000) (39,854,000)
TOTAL STOCKHOLDERS' EQUITY 206,788,000 205,681,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,828,186,000 1,822,883,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 182,809,000 183,545,000
Less: allowance for credit losses 2,058,000 2,668,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 385,648,000 401,580,000
Less: allowance for credit losses 7,981,000 4,480,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 86,951,000 82,506,000
Less: allowance for credit losses 1,268,000 1,796,000
Residential Portfolio Segment [Member]    
Loans:    
Loans 337,121,000 328,854,000
Less: allowance for credit losses 4,891,000 5,450,000
Commercial And Industrial [Member]    
Loans:    
Loans 234,702,000 221,508,000
Less: allowance for credit losses 2,430,000 4,377,000
Home Equity Lines of Credit [Member]    
Loans:    
Loans 131,047,000 127,818,000
Less: allowance for credit losses 813,000 750,000
Construction and Other [Member]    
Loans:    
Loans 132,530,000 125,105,000
Less: allowance for credit losses 2,290,000 1,990,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans 6,896,000 7,214,000
Less: allowance for credit losses $ 64,000 $ 182,000