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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
OPERATING ACTIVITIES    
Net income $ 8,331,000 $ 9,989,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for (recovery of) credit losses (49,000) 1,321,000
Loss on equity securities [1] 79,000 205,000
Software amortization expense 43,000 49,000
Amortization of premium and discount on investment securities, net 279,000 306,000
Amortization of core deposit intangibles 516,000 529,000
Depreciation, amortization, and accretion, net (110,000) 361,000
Stock-based compensation, net 43,000 64,000
Origination of loans held for sale (2,611,000) (2,577,000)
Proceeds from sale of loans held for sale 2,690,000 2,435,000
Gain on sale of loans held for sale (79,000) (29,000)
Earnings on bank-owned life insurance [1] (454,000) (420,000)
Deferred income tax (benefit) (124,000) 3,000
Gains on other real estate owned 0 (2,000)
Increase in accrued interest receivable (251,000) (452,000)
Increase in accrued interest payable 3,336,000 679,000
Other, net (2,836,000) (636,000)
Net cash provided by operating activities 8,803,000 11,825,000
INVESTING ACTIVITIES    
Proceeds from repayments and maturities 1,698,000 1,368,000
Purchases (1,898,000) (2,000,000)
Purchase of other investments (5,000) 0
Increase in loans, net (18,576,000) (60,930,000)
Proceeds from the sale of other real estate owned 0 31,000
Purchase of premises and equipment (196,000) (553,000)
Purchase of restricted stock (723,000) (3,923,000)
Redemption of restricted stock 1,758,000 2,653,000
Net cash used in investing activities (17,942,000) (63,354,000)
FINANCING ACTIVITIES    
Net increase in deposits 42,942,000 29,622,000
Net (decrease) increase in short-term borrowings (38,000,000) 35,000,000
Repayment of other borrowings (100,000) (98,000)
Repurchase of common shares (1,055,000) (4,506,000)
Cash dividends (3,226,000) (3,222,000)
Net cash provided by financing activities 561,000 56,796,000
(Decrease) increase in cash and cash equivalents (8,578,000) 5,267,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 60,836,000 53,809,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD 52,258,000 59,076,000
SUPPLEMENTAL INFORMATION    
Interest on deposits and borrowings 16,823,000 8,602,000
Income taxes 1,807,000 2,605,000
Purchased loan fair value adjustment $ 0 $ 4,462,000
[1] Not within scope of ASC 606