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Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) - USD ($) $ in Thousands | Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | --- | ---
Loans | [1],[2] | $ 1,519,614 |  | $ 1,478,130 |  |
Less: Allowance for credit losses |  | (22,447) | [1],[2] | (21,693) | [1],[2] | $ (14,438)
Net loans | [1],[2] | 1,497,167 |  | 1,456,437 |  |
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] |  |  |  |  |  |
Loans | [1],[2] | 181,447 |  | 183,545 |  |
Less: Allowance for credit losses |  | (2,100) |  | (2,668) |  | (2,203)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] |  |  |  |  |  |
Loans | [1],[2] | 412,291 |  | 401,580 |  |
Less: Allowance for credit losses |  | (8,364) |  | (4,480) |  | (5,597)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] |  |  |  |  |  |
Loans | [1],[2] | 89,849 |  | 82,506 |  |
Less: Allowance for credit losses |  | (1,310) |  | (1,796) |  | (662)
Residential Portfolio Segment [Member] |  |  |  |  |  |
Loans | [1],[2] | 353,442 |  | 328,854 |  |
Less: Allowance for credit losses |  | (5,236) |  | (5,450) |  | (2,047)
Commercial And Industrial [Member] |  |  |  |  |  |
Loans | [1],[2] | 229,034 |  | 221,508 |  |
Less: Allowance for credit losses |  | (2,427) |  | (4,377) |  | (1,483)
Home Equity Lines of Credit [Member] |  |  |  |  |  |
Loans | [1],[2] | 143,379 |  | 127,818 |  |
Less: Allowance for credit losses |  | (897) |  | (750) |  | (1,753)
Construction and Other [Member] |  |  |  |  |  |
Loans | [1],[2] | 103,608 |  | 125,105 |  |
Less: Allowance for credit losses |  | (2,052) |  | (1,990) |  | (609)
Consumer Portfolio Segment [Member] |  |  |  |  |  |
Loans | [1],[2] | 6,564 |  | 7,214 |  |
Less: Allowance for credit losses |  | $ (61) |  | $ (182) |  | $ (84)
[1] | Accrued interest of $5.5 million and $5.5 million at December 31, 2024 and December 31, 2023, respectively, is excluded from amortized cost and presented in "accrued interest receivable and other assets" on the Consolidated Balance Sheets.
[2] | Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $8.2 million and $9.2 million at December 31, 2024 and 2023, respectively.

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