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Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023
Beginning balance |  | $ 21,693 | [1],[2] | $ 14,438
Charge-offs |  | (1,646) |  | (302)
Recoveries |  | 210 |  | 333
Provision |  | 2,190 |  | 1,842
Ending balance | [1],[2] | 22,447 |  | 21,693
Recoveries |  | 210 |  | 333
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | 5,382
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] |  |  |  |
Beginning balance |  | 2,668 |  | 2,203
Charge-offs |  | (45) |  | (46)
Recoveries |  | 11 |  | 5
Provision |  | (534) |  | (305)
Ending balance |  | 2,100 |  | 2,668
Recoveries |  | 11 |  | 5
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | 811
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] |  |  |  |
Beginning balance |  | 4,480 |  | 5,597
Charge-offs |  | (1,341) |  | 0
Recoveries |  | 0 |  | 0
Provision |  | 5,225 |  | 89
Ending balance |  | 8,364 |  | 4,480
Recoveries |  | 0 |  | 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | (1,206)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] |  |  |  |
Beginning balance |  | 1,796 |  | 662
Charge-offs |  | 0 |  | 0
Recoveries |  | 0 |  | 0
Provision |  | (486) |  | 543
Ending balance |  | 1,310 |  | 1,796
Recoveries |  | 0 |  | 0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | 591
Residential Portfolio Segment [Member] |  |  |  |
Beginning balance |  | 5,450 |  | 2,047
Charge-offs |  | 0 |  | (108)
Recoveries |  | 0 |  | 13
Provision |  | (214) |  | 754
Ending balance |  | 5,236 |  | 5,450
Recoveries |  | 0 |  | 13
Residential Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | 2,744
Commercial And Industrial [Member] |  |  |  |
Beginning balance |  | 4,377 |  | 1,483
Charge-offs |  | (215) |  | (85)
Recoveries |  | 55 |  | 38
Provision |  | (1,790) |  | 621
Ending balance |  | 2,427 |  | 4,377
Recoveries |  | 55 |  | 38
Commercial And Industrial [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | 2,320
Home Equity Lines of Credit [Member] |  |  |  |
Beginning balance |  | 750 |  | 1,753
Charge-offs |  | (7) |  | 0
Recoveries |  | 1 |  | 70
Provision |  | 153 |  | (42)
Ending balance |  | 897 |  | 750
Recoveries |  | 1 |  | 70
Home Equity Lines of Credit [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | (1,031)
Construction and Other [Member] |  |  |  |
Beginning balance |  | 1,990 |  | 609
Charge-offs |  | 0 |  | 0
Recoveries |  | 0 |  | 0
Provision |  | 62 |  | 425
Ending balance |  | 2,052 |  | 1,990
Recoveries |  | 0 |  | 0
Construction and Other [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | 956
Consumer Portfolio Segment [Member] |  |  |  |
Beginning balance |  | 182 |  | 84
Charge-offs |  | (38) |  | (63)
Recoveries |  | 143 |  | 207
Provision |  | (226) |  | (243)
Ending balance |  | 61 |  | 182
Recoveries |  | $ 143 |  | 207
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] |  |  |  |
Beginning balance |  |  |  | $ 197
[1] | Accrued interest of $5.5 million and $5.5 million at December 31, 2024 and December 31, 2023, respectively, is excluded from amortized cost and presented in "accrued interest receivable and other assets" on the Consolidated Balance Sheets.
[2] | Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $8.2 million and $9.2 million at December 31, 2024 and 2023, respectively.

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