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Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) - USD ($)
$ in Thousands

Dec. 31, 2024

Dec. 31, 2023

Dec. 31, 2022

Loans

^[1],[2]

$ 1,519,614

$ 1,478,130

Less: Allowance for credit losses

(22,447)

^[1],[2]

(21,693)

^[1],[2]

$ (14,438)

Net loans

^[1],[2]

1,497,167

1,456,437

Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]

Loans

^[1],[2]

181,447

183,545

Less: Allowance for credit losses

(2,100)

(2,668)

(2,203)

Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]

Loans

^[1],[2]

412,291

401,580

Less: Allowance for credit losses

(8,364)

(4,480)

(5,597)

Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]

Loans

^[1],[2]

89,849

82,506

Less: Allowance for credit losses

(1,310)

(1,796)

(662)

Residential Portfolio Segment [Member]

Loans

^[1],[2]

353,442

328,854

Less: Allowance for credit losses

(5,236)

(5,450)

(2,047)

Commercial And Industrial [Member]

Loans

^[1],[2]

229,034

221,508

Less: Allowance for credit losses

(2,427)

(4,377)

(1,483)

Home Equity Lines of Credit [Member]

Loans

^[1],[2]

143,379

127,818

Less: Allowance for credit losses

(897)

(750)

(1,753)

Construction and Other [Member]

Loans

^[1],[2]

103,608

125,105

Less: Allowance for credit losses

(2,052)

(1,990)

(609)

Consumer Portfolio Segment [Member]

Loans

^[1],[2]

6,564

7,214

Less: Allowance for credit losses

$ (61)

$ (182)

$ (84)

[1]	Accrued interest of $5.5 million and $5.5 million at December 31, 2024 and December 31, 2023, respectively, is excluded from amortized cost and presented in "accrued interest receivable and other assets" on the Consolidated Balance Sheets.
[2]	Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $8.2 million and $9.2 million at December 31, 2024 and 2023, respectively.

X

- Definition

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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