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Consolidated Balance Sheet - USD ($)
Dec. 31, 2024
Dec. 31, 2023
Assets [Abstract]    
Cash and due from banks $ 46,037,000 $ 56,397,000
Federal funds sold 9,755,000 4,439,000
Cash and cash equivalents 55,792,000 60,836,000
Investment securities available for sale, at fair value 165,802,000 170,779,000
Other investments 855,000 955,000
Loans:    
Loans [1],[2] 1,519,614,000 1,478,130,000
Less: allowance for credit losses [1],[2] 22,447,000 21,693,000
Net loans [1],[2] 1,497,167,000 1,456,437,000
Premises and equipment, net 20,565,000 21,339,000
Goodwill 36,356,000 36,356,000
Core deposit intangibles 5,611,000 6,642,000
Bank-owned life insurance 35,259,000 34,349,000
Interest Receivable and Other Assets 35,952,000 35,190,000
TOTAL ASSETS 1,853,359,000 1,822,883,000
Liabilities [Abstract]    
Noninterest-bearing demand 377,875,000 401,384,000
Interest-bearing demand 208,291,000 205,582,000
Money market 414,074,000 274,682,000
Savings 197,749,000 210,639,000
Time 247,704,000 334,315,000
Total deposits 1,445,693,000 1,426,602,000
Federal Home Loan Bank advances 172,400,000 163,000,000
Other Borrowings 11,660,000 11,862,000
Accrued Liabilities and Other Liabilities 13,044,000 15,738,000
TOTAL LIABILITIES 1,642,797,000 1,617,202,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 25,000,000 shares authorized, 9,953,018 and 9,930,704 shares issued; 8,073,708 and 8,095,252 shares outstanding 161,999,000 161,388,000
Additional paid-in capital 246,000 0
Retained earnings 109,299,000 100,237,000
Accumulated other comprehensive loss (20,073,000) (16,090,000)
Treasury stock, at cost; 1,879,310 and 1,835,452 shares (40,909,000) (39,854,000)
TOTAL STOCKHOLDERS' EQUITY 210,562,000 205,681,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,853,359,000 1,822,883,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans [1],[2] 181,447,000 183,545,000
Less: allowance for credit losses 2,100,000 2,668,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans [1],[2] 412,291,000 401,580,000
Less: allowance for credit losses 8,364,000 4,480,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans [1],[2] 89,849,000 82,506,000
Less: allowance for credit losses 1,310,000 1,796,000
Residential Portfolio Segment [Member]    
Loans:    
Loans [1],[2] 353,442,000 328,854,000
Less: allowance for credit losses 5,236,000 5,450,000
Commercial And Industrial [Member]    
Loans:    
Loans [1],[2] 229,034,000 221,508,000
Less: allowance for credit losses 2,427,000 4,377,000
Home Equity Lines of Credit [Member]    
Loans:    
Loans [1],[2] 143,379,000 127,818,000
Less: allowance for credit losses 897,000 750,000
Construction and Other [Member]    
Loans:    
Loans [1],[2] 103,608,000 125,105,000
Less: allowance for credit losses 2,052,000 1,990,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans [1],[2] 6,564,000 7,214,000
Less: allowance for credit losses $ 61,000 $ 182,000
[1] Accrued interest of $5.5 million and $5.5 million at December 31, 2024 and December 31, 2023, respectively, is excluded from amortized cost and presented in "accrued interest receivable and other assets" on the Consolidated Balance Sheets.
[2] Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $8.2 million and $9.2 million at December 31, 2024 and 2023, respectively.