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Note C - Finance Receivables (Tables)
 6 Months Ended
Oct. 31, 2012
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)
 
October 31, 2012
   
April 30, 2012
 
             
Gross contract amount
  $ 383,902     $ 359,364  
Less unearned finance charges
    (44,654 )     (42,430 )
Principal balance
    339,248       316,934  
Less allowance for credit losses
    (70,437 )     (65,831 )
                 
Finance receivables, net
  $ 268,811     $ 251,103  
Change in Finance Receivables, Net
   
Six Months Ended
October 31,
 
(In thousands)
 
2012
   
2011
 
             
Balance at beginning of period
  $ 251,103     $ 222,305  
Finance receivable originations
    182,140       175,333  
Finance receivable collections
    (96,730 )     (92,989 )
Provision for credit losses
    (45,310 )     (41,157 )
Losses on claims for payment protection plan
    (3,292 )     (2,735 )
Inventory acquired in repossession and payment protection plan claims
    (19,100 )     (17,235 )
                 
Balance at end of period
  $ 268,811     $ 243,522  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
Six Months Ended
October 31,
 
(In thousands)
 
2012
   
2011
 
             
Balance at beginning of period
  $ 65,831     $ 60,173  
Provision for credit losses
    45,310       41,157  
Charge-offs, net of recovered collateral
    (40,704 )     (35,399 )
                 
Balance at end of period
  $ 70,437     $ 65,931  
Past Due Financing Receivables [Table Text Block]
(Dollars in thousands)
 
October 31, 2012
   
April 30, 2012
   
October 31, 2011
 
   
Principal
Balance
   
Percent of
Portfolio
   
Principal
Balance
   
Percent of
Portfolio
   
Principal
Balance
   
Percent of
Portfolio
 
Current
  $ 270,853       79.84 %   $ 262,325       82.77 %   $ 258,768       83.62 %
 3 - 29 days past due
    53,660       15.82 %     41,508       13.10 %     38,649       12.49 %
30 - 60 days past due
    10,488       3.09 %     8,818       2.78 %     8,838       2.86 %
61 - 90 days past due
    3,323       0.98 %     3,627       1.14 %     2,458       0.79 %
    > 90 days past due
    924       0.27 %     656       0.21 %     740       0.24 %
          Total
  $ 339,248       100.00 %   $ 316,934       100.00 %   $ 309,453       100.00 %
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Six Months Ended
October 31,
 
   
2012
   
2011
 
             
Principal collected as a percent of average finance receivables
    29.4 %     31.6 %
Average down-payment percentage
    6.8 %     7.1 %
   
October 31, 2012
 
October 31, 2011
 
Average originating contract term (in months)
    27.0       26.3  
Portfolio weighted average contract term, including modifications (in months)
    28.3       27.5