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Note C - Finance Receivables (Tables)
 9 Months Ended
Jan. 31, 2013
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)
 
January 31, 2013
   
April 30, 2012
 
             
Gross contract amount
  $ 411,577     $ 359,364  
Less unearned finance charges
    (47,659 )     (42,430 )
Principal balance
    363,918       316,934  
Less allowance for credit losses
    (75,566 )     (65,831 )
                 
Finance receivables, net
  $ 288,352     $ 251,103  
Change in Finance Receivables, Net
   
Nine Months Ended
January 31,
 
(In thousands)
 
2013
   
2012
 
             
Balance at beginning of period
  $ 251,103     $ 222,305  
Finance receivable originations
    284,931       263,539  
Finance receivable collections
    (144,025 )     (140,084 )
Provision for credit losses
    (70,499 )     (62,056 )
Losses on claims for payment protection plan
    (5,249 )     (4,353 )
Inventory acquired in repossession and payment protection plan claims
    (27,909 )     (25,706 )
                 
Balance at end of period
  $ 288,352     $ 253,645  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
Nine Months Ended
January 31,
 
(In thousands)
 
2013
   
2012
 
             
Balance at beginning of period
  $ 65,831     $ 60,173  
Provision for credit losses
    70,499       62,056  
Charge-offs, net of recovered collateral
    (60,764 )     (53,521 )
                 
Balance at end of period
  $ 75,566     $ 68,708  
Past Due Financing Receivables [Table Text Block]
(Dollars in thousands)
 
January 31, 2013
   
April 30, 2012
   
January 31, 2012
 
                                     
   
Principal
Balance
   
Percent of
Portfolio
    Principal
Balance
    Percent of
Portfolio
    Principal
Balance
    Percent of
Portfolio
 
Current
  $ 287,553       79.01 %   $ 262,325       82.77 %   $ 249,880       77.52 %
 3 - 29 days past due
    54,358       14.94 %     41,508       13.10 %     57,227       17.75 %
30 - 60 days past due
    14,112       3.88 %     8,818       2.78 %     11,096       3.44 %
61 - 90 days past due
    5,494       1.51 %     3,627       1.14 %     3,172       0.98 %
> 90 days past due
    2,401       0.66 %     656       0.21 %     978       0.30 %
Total
  $ 363,918       100.00 %   $ 316,934       100.00 %   $ 322,353       100.00 %
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Nine Months Ended
January 31,
 
   
2013
   
2012
 
             
Principal collected as a percent of average finance receivables
    42.8 %     46.3 %
Average down-payment percentage
    5.8 %     6.2 %
   
January 31, 2013
   
January 31, 2012
 
Average originating contract term (in months)
    28.3       26.6  
Portfolio weighted average contract term, including modifications (in months)
    28.7       27.7