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Consolidated Statements of Cash Flows (USD $)
 12 Months Ended
Apr. 30, 2014
Apr. 30, 2013
Apr. 30, 2012
Net income $ 21,129,000 $ 32,165,000 $ 32,987,000
Adjustments to reconcile net income from operations to net cash provided by (used in) operating activities:      
Provision for credit losses 119,247,000 96,035,000 81,638,000
Losses on claims for payment protection plan 9,586,000 7,544,000 6,053,000
Depreciation and amortization 3,285,000 2,826,000 2,329,000
Amortization of debt issuance costs 209,000 209,000 182,000
Loss on disposal of property and equipment 76,000 58,000 91,000
Stock based compensation 1,391,000 1,852,000 2,172,000
Deferred income taxes (2,923,000) 1,446,000 3,316,000
Change in operating assets and liabilities:      
Finance receivable originations (404,918,000) (387,895,000) (354,328,000)
Finance receivable collections 223,538,000 207,713,000 200,697,000
Accrued interest on finance receivables (46,000) (356,000) (295,000)
Inventory 50,009,000 34,072,000 33,495,000
Prepaid expenses and other assets (1,298,000) (1,071,000) 319,000
Accounts payable and accrued liabilities (905,000) 2,847,000 1,482,000
Deferred payment protection plan revenue 323,000 2,165,000 1,782,000
Income taxes, net 3,313,000 (756,000) (3,000)
Excess tax benefit from stock based compensation (141,000) (190,000) (221,000)
Net cash provided by (used in) operating activities 21,875,000 (1,336,000) 11,696,000
Investing Activities:      
Purchases of property and equipment (7,095,000) (5,726,000) (4,452,000)
Proceeds from sale of property and equipment 2,000 208,000 17,000
Net cash used in investing activities (7,093,000) (5,518,000) (4,435,000)
Financing Activities:      
Exercise of stock options and warrants 720,000 790,000 1,371,000
Excess tax benefits from stock based compensation 141,000 190,000 221,000
Issuance of common stock 151,000 143,000 118,000
Purchase of common stock (12,754,000) (17,305,000) (39,367,000)
Dividend payments (40,000) (40,000) (40,000)
Debt issuance costs (207,000) (56,000) (306,000)
Change in cash overdrafts (452,000) 1,409,000 128,000
Proceeds from revolving credit facilities 329,424,000 330,238,000 324,853,000
Payments on revolving credit facilities (331,748,000) (308,519,000) (294,186,000)
Net cash (used in) provided by financing activities (14,765,000) 6,850,000 (7,208,000)
Increase (decrease) in cash and cash equivalents 17,000 (4,000) 53,000
Cash and cash equivalents, beginning of period 272,000 276,000 223,000
Cash and cash equivalents, end of period $ 289,000 $ 272,000 $ 276,000