XML 26 R28.htm IDEA: XBRL DOCUMENT v2.4.1.9
Note B - Summary of Significant Accounting Policies (Details) (USD $)
 9 Months Ended 12 Months Ended
Jan. 31, 2015
Jan. 31, 2014
Apr. 30, 2014
Apr. 30, 2013
Note B - Summary of Significant Accounting Policies (Details) [Line Items]        
Number of Reportable Segments 1us-gaap_NumberOfReportableSegments      
Line of Credit Facility, Distribution Limitations, Maximum Aggregate Amount of Stock Repurchases $ 40,000,000crmt_LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases      
Line of Credit Facility, Distribution Limitations, Percentage of Sum of Borrowing Bases 30.00%crmt_LineOfCreditFacilityDistributionLimitationsPercentageOfSumOfBorrowingBases      
Line of Credit Facility, Distribution Limitations, Percentage of Consolidated Net income 75.00%crmt_LineOfCreditFacilityDistributionLimitationsPercentageOfConsolidatedNetIncome      
Line of Credit Facility, Distribution Limitations, Minimum Percentage of Aggregate Funds Available 12.50%crmt_LineOfCreditFacilityDistributionLimitationsMinimumPercentageOfAggregateFundsAvailable      
Interest Earned on Financing Receivables 1,800,000crmt_InterestEarnedOnFinancingReceivables   1,800,000crmt_InterestEarnedOnFinancingReceivables  
Finance Receivables, Customer Payments Due Either Weekly or Bi-Weekly, Percentage 75.00%crmt_FinanceReceivablesCustomerPaymentsDueEitherWeeklyOrBiWeeklyPercentage      
Financing Receivable, Greater Than or Equal to 30 Days Past Due, Percent of Portfolio 5.20%crmt_FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio 5.80%crmt_FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio    
Financing Receivable, Average Days Past Due at Charge Off 66 days      
Percentage of Receivable Charge Offs 50.00%crmt_PercentageOfReceivableChargeOffs      
Average Age of Account At Charge-Off Date 11 months 9 days      
Financing Receivable, Allowance for Credit Losses 95,273,000us-gaap_FinancingReceivableAllowanceForCreditLosses 90,942,000us-gaap_FinancingReceivableAllowanceForCreditLosses 86,033,000us-gaap_FinancingReceivableAllowanceForCreditLosses 75,345,000us-gaap_FinancingReceivableAllowanceForCreditLosses
Accounts Receivable Allowance for Credit Losses Percentage 23.80%crmt_AccountsReceivableAllowanceForCreditLossesPercentage   23.50%crmt_AccountsReceivableAllowanceForCreditLossesPercentage  
Finance Receivable Principal Balance 425,076,000crmt_FinanceReceivablePrincipalBalance 400,651,000crmt_FinanceReceivablePrincipalBalance 379,332,000crmt_FinanceReceivablePrincipalBalance  
Goodwill, Impairment Loss 0us-gaap_GoodwillImpairmentLoss   0us-gaap_GoodwillImpairmentLoss  
Income Tax Examination, Penalties and Interest Accrued 0us-gaap_IncomeTaxExaminationPenaltiesAndInterestAccrued   0us-gaap_IncomeTaxExaminationPenaltiesAndInterestAccrued  
Late Fee Income Generated by Servicing Financial Assets, Amount 1,700,000us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount 1,600,000us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount    
Financing Receivable Recorded Investment Greater Than 90 Days Past Due 2,364,000crmt_FinancingReceivableRecordedInvestmenGreaterThan90DaysPastDue 2,426,000crmt_FinancingReceivableRecordedInvestmenGreaterThan90DaysPastDue 1,155,000crmt_FinancingReceivableRecordedInvestmenGreaterThan90DaysPastDue  
Stock Repurchased During Period, Shares (in Shares) 321,675us-gaap_StockRepurchasedDuringPeriodShares 212,620us-gaap_StockRepurchasedDuringPeriodShares    
Stock Repurchased During Period, Value 13,600,000us-gaap_StockRepurchasedDuringPeriodValue 8,700,000us-gaap_StockRepurchasedDuringPeriodValue    
Payment Protection Plan [Member]        
Note B - Summary of Significant Accounting Policies (Details) [Line Items]        
Deferred Revenue 15,188,000us-gaap_DeferredRevenue
/ us-gaap_ProductOrServiceAxis
= crmt_PaymentProtectionPlanMember		   13,233,000us-gaap_DeferredRevenue
/ us-gaap_ProductOrServiceAxis
= crmt_PaymentProtectionPlanMember		  
Service Contract [Member]        
Note B - Summary of Significant Accounting Policies (Details) [Line Items]        
Deferred Revenue $ 9,582,000us-gaap_DeferredRevenue
/ us-gaap_ProductOrServiceAxis
= crmt_ServiceContractMember		   $ 4,234,000us-gaap_DeferredRevenue
/ us-gaap_ProductOrServiceAxis
= crmt_ServiceContractMember		  
Sales Revenue, Net [Member] | Customer Concentration Risk [Member] | ARKANSAS        
Note B - Summary of Significant Accounting Policies (Details) [Line Items]        
Concentration Risk, Percentage 32.00%us-gaap_ConcentrationRiskPercentage1
/ us-gaap_ConcentrationRiskByBenchmarkAxis
= us-gaap_SalesRevenueNetMember
/ us-gaap_ConcentrationRiskByTypeAxis
= us-gaap_CustomerConcentrationRiskMember
/ us-gaap_StatementGeographicalAxis
= stpr_AR		      
Minimum [Member]        
Note B - Summary of Significant Accounting Policies (Details) [Line Items]        
Financing Receivable Interest Rate 11.00%crmt_FinancingReceivableInterestRate
/ us-gaap_RangeAxis
= us-gaap_MinimumMember		      
Allowance for Credit Losses Primary Factor, Units Repossessed or Charged-off Evaluation Period 1 year      
Maximum [Member]        
Note B - Summary of Significant Accounting Policies (Details) [Line Items]        
Financing Receivable Interest Rate 19.00%crmt_FinancingReceivableInterestRate
/ us-gaap_RangeAxis
= us-gaap_MaximumMember		      
Allowance for Credit Losses Primary Factor, Units Repossessed or Charged-off Evaluation Period 5 years