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Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Jan. 31, 2015
Jan. 31, 2014
Jan. 31, 2015
Jan. 31, 2014
Revenues:        
Sales $ 116,406us-gaap_SalesRevenueGoodsNet $ 108,400us-gaap_SalesRevenueGoodsNet $ 349,300us-gaap_SalesRevenueGoodsNet $ 325,314us-gaap_SalesRevenueGoodsNet
Interest and other income 15,094us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles 14,188us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles 43,410us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles 41,249us-gaap_InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles
Total revenue 131,500us-gaap_SalesRevenueNet 122,588us-gaap_SalesRevenueNet 392,710us-gaap_SalesRevenueNet 366,563us-gaap_SalesRevenueNet
Costs and expenses:        
Cost of sales, excluding depreciation shown below 66,672us-gaap_CostOfRevenue 62,092us-gaap_CostOfRevenue 200,299us-gaap_CostOfRevenue 187,537us-gaap_CostOfRevenue
Selling, general and administrative 21,139us-gaap_SellingGeneralAndAdministrativeExpense 19,650us-gaap_SellingGeneralAndAdministrativeExpense 62,615us-gaap_SellingGeneralAndAdministrativeExpense 59,045us-gaap_SellingGeneralAndAdministrativeExpense
Provision for credit losses 30,206us-gaap_ProvisionForLoanLossesExpensed 36,776us-gaap_ProvisionForLoanLossesExpensed 89,453us-gaap_ProvisionForLoanLossesExpensed 91,602us-gaap_ProvisionForLoanLossesExpensed
Interest expense 788us-gaap_InterestExpense 779us-gaap_InterestExpense 2,183us-gaap_InterestExpense 2,291us-gaap_InterestExpense
Depreciation and amortization 935us-gaap_DepreciationDepletionAndAmortization 835us-gaap_DepreciationDepletionAndAmortization 2,782us-gaap_DepreciationDepletionAndAmortization 2,407us-gaap_DepreciationDepletionAndAmortization
Loss on disposal of property and equipment   37us-gaap_GainLossOnDispositionOfAssets 20us-gaap_GainLossOnDispositionOfAssets 76us-gaap_GainLossOnDispositionOfAssets
Total costs and expenses 119,740us-gaap_CostsAndExpenses 120,169us-gaap_CostsAndExpenses 357,352us-gaap_CostsAndExpenses 342,958us-gaap_CostsAndExpenses
Income before taxes 11,760us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 2,419us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 35,358us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 23,605us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
Provision for income taxes 4,299us-gaap_IncomeTaxExpenseBenefit 949us-gaap_IncomeTaxExpenseBenefit 13,118us-gaap_IncomeTaxExpenseBenefit 8,789us-gaap_IncomeTaxExpenseBenefit
Net income 7,461us-gaap_ProfitLoss 1,470us-gaap_ProfitLoss 22,240us-gaap_ProfitLoss 14,816us-gaap_ProfitLoss
Less: Dividends on mandatorily redeemable preferred stock (10)us-gaap_DistributionsOnMandatorilyRedeemableSecurities (10)us-gaap_DistributionsOnMandatorilyRedeemableSecurities (30)us-gaap_DistributionsOnMandatorilyRedeemableSecurities (30)us-gaap_DistributionsOnMandatorilyRedeemableSecurities
Net income attributable to common stockholders $ 7,451us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted $ 1,460us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted $ 22,210us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted $ 14,786us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted
Earnings per share:        
Basic (in Dollars per share) $ 0.87us-gaap_EarningsPerShareBasic $ 0.16us-gaap_EarningsPerShareBasic $ 2.57us-gaap_EarningsPerShareBasic $ 1.65us-gaap_EarningsPerShareBasic
Diluted (in Dollars per share) $ 0.82us-gaap_EarningsPerShareDiluted $ 0.16us-gaap_EarningsPerShareDiluted $ 2.45us-gaap_EarningsPerShareDiluted $ 1.56us-gaap_EarningsPerShareDiluted
Weighted average number of shares outstanding:        
Basic (in Shares) 8,587,761us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 8,917,826us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 8,636,036us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 8,984,958us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Diluted (in Shares) 9,036,086us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 9,370,635us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 9,067,195us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 9,449,380us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding