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Note C - Finance Receivables, Net (Tables)
3 Months Ended
Jul. 31, 2015
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)   July 31, 2015   April 30, 2015
Gross contract amount   $ 489,646     $ 477,305  
Less unearned finance charges     (61,765 )     (59,937 )
Principal balance     427,881       417,368  
Less allowance for credit losses     (95,582 )     (93,224 )
                 
Finance receivables, net   $ 332,299     $ 324,144  
Change In Finance Receivables Net [Table Text Block]
  Three Months Ended
July 31,
(In thousands)   2015   2014
Balance at beginning of period   $ 324,144     $ 293,299  
Finance receivable originations     117,341       107,957  
Finance receivable collections     (58,943 )     (54,317 )
Provision for credit losses     (35,345 )     (27,876 )
Losses on claims for payment protection plan     (3,155 )     (2,186 )
Inventory acquired in repossession and payment protection plan claims     (11,743 )     (10,086 )
Balance at end of period   $ 332,299     $ 306,791  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
  Three Months Ended
July 31,
(In thousands)   2015   2014
Balance at beginning of period   $ 93,224     $ 86,033  
Provision for credit losses     35,345       27,876  
Charge-offs, net of recovered collateral     (32,987 )     (24,383 )
Balance at end of period   $ 95,582     $ 89,526  
Past Due Financing Receivables [Table Text Block]
(Dollars in thousands)   July 31, 2015   April 30, 2015   July 31, 2014
 
Principal
Balance
 
Percent of
Portfolio
 
Principal
Balance
 
Percent of
Portfolio
 
Principal
Balance
 
Percent of
Portfolio
Current   $ 355,263       83.03 %   $ 329,329       78.91 %   $ 314,969       79.48 %
3 - 29 days past due     56,247       13.15 %     64,004       15.33 %     62,700       15.82 %
30 - 60 days past due     12,030       2.81 %     12,777       3.06 %     12,853       3.24 %
61 - 90 days past due     2,955       0.69 %     8,463       2.03 %     4,058       1.02 %
> 90 days past due     1,386       0.32 %     2,795       0.67 %     1,737       0.44 %
Total   $ 427,881       100.00 %   $ 417,368       100.00 %   $ 396,317       100.00 %
Financing Receivable Credit Quality Indicators [Table Text Block]
    Three Months Ended
July 31,
    2015   2014
         
Principal collected as a percent of average finance receivables     14.0 %     14.1 %
Average down-payment percentage     6.6 %     6.9 %
Average originating contract term
(in months
)
    28.2       27.2  
Financing Receivable Contract Terms [Table Text Block]
    July 31, 2015   July 31, 2014
Portfolio weighted average contract term, including modifications
(in months
)
    30.4       29.6