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Note C - Finance Receivables, Net (Tables)
6 Months Ended
Oct. 31, 2015
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)   October 31, 2015   April 30, 2015
Gross contract amount   $ 488,424     $ 477,305  
Less unearned finance charges     (60,761 )     (59,937 )
Principal balance     427,663       417,368  
Less allowance for credit losses     (100,434 )     (93,224 )
Finance receivables, net   $ 327,229     $ 324,144  
Change In Finance Receivables Net [Table Text Block]
    Six Months Ended
October 31,
(In thousands)   2015   2014
Balance at beginning of period   $ 324,144     $ 293,299  
Finance receivable originations     223,266       222,024  
Finance receivable collections     (117,593 )     (111,000 )
Provision for credit losses     (73,439 )     (59,247 )
Losses on claims for payment protection plan     (6,095 )     (4,764 )
Inventory acquired in repossession and payment protection plan claims     (23,054 )     (21,272 )
Balance at end of period   $ 327,229     $ 319,040  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
    Six Months Ended
October 31,
(In thousands)   2015   2014
Balance at beginning of period   $ 93,224     $ 86,033  
Provision for credit losses     73,439       59,247  
Charge-offs, net of recovered collateral     (66,229 )     (52,820 )
Balance at end of period   $ 100,434     $ 92,460  
Past Due Financing Receivables [Table Text Block]
(Dollars in thousands)   October 31, 2015   April 30, 2015   October 31, 2014
 
 
 
 
Principal
Balance
 
 
Percent of
Portfolio
 
 
Principal
Balance
 
 
Percent of
Portfolio
 
 
Principal
Balance
 
 
Percent of
Portfolio
Current   $ 365,346       85.44 %   $ 329,329       78.91 %   $ 341,555       83.00 %
3 - 29 days past due     47,406       11.08 %     64,004       15.33 %     51,990       12.63 %
30 - 60 days past due     10,320       2.41 %     12,777       3.06 %     12,002       2.92 %
61 - 90 days past due     2,914       0.68 %     8,463       2.03 %     3,986       0.97 %
> 90 days past due     1,677       0.39 %     2,795       0.67 %     1,967       0.48 %
Total   $ 427,663       100.00 %   $ 417,368       100.00 %   $ 411,500       100.00 %
Financing Receivable Credit Quality Indicators [Table Text Block]
    Six Months Ended
October 31,
    2015   2014
Principal collected as a percent of average finance receivables     27.7 %     28.2 %
Average down-payment percentage     6.5 %     6.8 %
Average originating contract term
(in months
)
    28.4       27.4  
Financing Receivable Contract Terms [Table Text Block]
    October 31, 2015   October 31, 2014
Portfolio weighted average contract term, including modifications
(in months
)
    30.6       29.6