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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Oct. 31, 2015
Oct. 31, 2014
Payment Protection Plan [Member]    
Change in operating assets and liabilities:    
Increase (Decrease) in Deferred Revenue $ 409,000 $ 1,143,000
Service Contract [Member]    
Change in operating assets and liabilities:    
Increase (Decrease) in Deferred Revenue 281,000 4,401,000
Net income 4,132,000 14,779,000
Provision for credit losses 73,439,000 59,247,000
Losses on claims for payment protection plan 6,095,000 4,764,000
Depreciation and amortization 2,048,000 1,847,000
Amortization of debt issuance costs 96,000 93,000
Loss on disposal of property and equipment 19,000 20,000
Stock based compensation 949,000 412,000
Deferred income taxes (1,119,000) 2,402,000
Finance receivable originations (223,266,000) (222,024,000)
Finance receivable collections 117,593,000 111,000,000
Accrued interest on finance receivables 303,000 3,000
Inventory 23,068,000 18,937,000
Prepaid expenses and other assets 426,000 (353,000)
Accounts payable and accrued liabilities 775,000 3,362,000
Income taxes, net 586,000 1,064,000
Excess tax benefit from share based compensation (191,000) (544,000)
Net cash provided by operating activities 5,643,000 553,000
Investing Activities:    
Purchase of property and equipment $ (2,922,000) (1,863,000)
Proceeds from sale of property and equipment 20,000
Net cash used in investing activities $ (2,922,000) (1,843,000)
Financing Activities:    
Exercise of stock options and warrants 245,000 1,545,000
Excess tax benefit from share based compensation 191,000 544,000
Issuance of common stock 69,000 78,000
Purchase of common stock (3,989,000) (10,277,000)
Dividend payments $ (20,000) (20,000)
Debt issuance costs (250,000)
Change in cash overdrafts $ (360,000) (77,000)
Proceeds from revolving credit facilities 170,341,000 178,690,000
Payments on revolving credit facilities (168,602,000) (168,975,000)
Net cash provided by (used in) financing activities (2,125,000) 1,258,000
Increase (decrease) in cash and cash equivalents 596,000 (32,000)
Cash and cash equivalents, beginning of period 790,000 289,000
Cash and cash equivalents, end of period $ 1,386,000 $ 257,000