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  <xsd:element abstract="true" id="crmt_FurnitureFixturesAndEquipmentMember" name="FurnitureFixturesAndEquipmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_IncreaseInProvisionForCreditLosses" name="IncreaseInProvisionForCreditLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_InterestEarnedOnFinancingReceivables" name="InterestEarnedOnFinancingReceivables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims" name="InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityAdditionalBorrowingCapacity" name="LineOfCreditFacilityAdditionalBorrowingCapacity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="crmt_LineOfCreditFacilityAdditionalBorrowingCapacityAccordionFeature" name="LineOfCreditFacilityAdditionalBorrowingCapacityAccordionFeature" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="crmt_LineOfCreditFacilityDecreaseInPricingTiersPercent" name="LineOfCreditFacilityDecreaseInPricingTiersPercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases" name="LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityDistributionLimitationsMinimumPercentageOfAggregateFundsAvailable" name="LineOfCreditFacilityDistributionLimitationsMinimumPercentageOfAggregateFundsAvailable" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityDistributionLimitationsPercentageOfConsolidatedNetIncome" name="LineOfCreditFacilityDistributionLimitationsPercentageOfConsolidatedNetIncome" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityDistributionLimitationsPercentageOfSumOfBorrowingBases" name="LineOfCreditFacilityDistributionLimitationsPercentageOfSumOfBorrowingBases" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityDividendRestrictionsPolicyTextBlock" name="LineOfCreditFacilityDividendRestrictionsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityIncreaseInPricingTiersPercent" name="LineOfCreditFacilityIncreaseInPricingTiersPercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_LineOfCreditFacilityMaximumBorrowingCapacityAccordionFeature" name="LineOfCreditFacilityMaximumBorrowingCapacityAccordionFeature" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="crmt_LineOfCreditFacilityTotalIncreaseInBorrowingCapacity" name="LineOfCreditFacilityTotalIncreaseInBorrowingCapacity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="crmt_LossesOnClaimsForPaymentProtectionPlan" name="LossesOnClaimsForPaymentProtectionPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_MaximumAllowableCapitalExpendituresByCreditFacilitiesAmendment" name="MaximumAllowableCapitalExpendituresByCreditFacilitiesAmendment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="crmt_MinimumExercisePriceAsAPercentageOfFairMarketValueAtDateOfGrant" name="MinimumExercisePriceAsAPercentageOfFairMarketValueAtDateOfGrant" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="crmt_NetChargeOffsAsPercentageOfAverageFinanceReceivables" name="NetChargeOffsAsPercentageOfAverageFinanceReceivables" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_NineteenNinetySevenPlanMember" name="NineteenNinetySevenPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_NonCancelableMember" name="NonCancelableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_NoncashTransactionLossAccruedOnDisposalOfPropertyAndEquipment" name="NoncashTransactionLossAccruedOnDisposalOfPropertyAndEquipment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_NotePayableRelatedToThePropertyPurchaseAgreementMember" name="NotePayableRelatedToThePropertyPurchaseAgreementMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_NumberOfOperatingSubsidiaries" name="NumberOfOperatingSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_NumberOfStockOptionPlans" name="NumberOfStockOptionPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/>
  <xsd:element id="crmt_OriginationsOfFinancingReceivables" name="OriginationsOfFinancingReceivables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_PaymentProtectionPlanLiabilityAnticipatedLossesInExcessOfDeferredRevenues" name="PaymentProtectionPlanLiabilityAnticipatedLossesInExcessOfDeferredRevenues" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="crmt_PaymentProtectionPlanLosses" name="PaymentProtectionPlanLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_PaymentProtectionPlanMember" name="PaymentProtectionPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_PaymentProtectionPlanRevenueMember" name="PaymentProtectionPlanRevenueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_PercentageOfReceivableChargeOffs" name="PercentageOfReceivableChargeOffs" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="crmt_PortfolioWeightedAverageContractTermIncludingModifications" name="PortfolioWeightedAverageContractTermIncludingModifications" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_PreferredStockRightOfShareholderAmountOfShares" name="PreferredStockRightOfShareholderAmountOfShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant"/>
  <xsd:element id="crmt_PreferredStockRightToShareholderValueOfRedeemedStock" name="PreferredStockRightToShareholderValueOfRedeemedStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant"/>
  <xsd:element id="crmt_PrincipalCollectedAsAPercentOfAverageFinancingReceivables" name="PrincipalCollectedAsAPercentOfAverageFinancingReceivables" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="crmt_ProceedsFromStockOptionsExercisedGranted" name="ProceedsFromStockOptionsExercisedGranted" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_ProceedsFromStockOptionsExercisedOutstanding" name="ProceedsFromStockOptionsExercisedOutstanding" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_ProceedsOnSharesCancelled" name="ProceedsOnSharesCancelled" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_PropertyPlantAndEquipmentUsefulLifeTableTextBlock" name="PropertyPlantAndEquipmentUsefulLifeTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_ProvisionForCreditLosses" name="ProvisionForCreditLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_ReasonablyAssuredMember" name="ReasonablyAssuredMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_RestatedOptionPlanMember" name="RestatedOptionPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_SalesUsedAutosMember" name="SalesUsedAutosMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_ScheduleOfShareBasedCompensationStockOptionsExercisesTableTextBlock" name="ScheduleOfShareBasedCompensationStockOptionsExercisesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_ServiceContractMember" name="ServiceContractMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_ServiceContractSalesMember" name="ServiceContractSalesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="crmt_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNotCurrentlyExpectedToVestOutstandingNumber" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNotCurrentlyExpectedToVestOutstandingNumber" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="crmt_StockIncentivePlanMember" name="StockIncentivePlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_StockOptionPlanComparisonTableTextBlock" name="StockOptionPlanComparisonTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_TreasuryStockPolicyTextBlock" name="TreasuryStockPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_TreasuryStockSharesToEstablishReserveAccountToSecureServiceContracts" name="TreasuryStockSharesToEstablishReserveAccountToSecureServiceContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration"/>
  <xsd:element id="crmt_WeightedAverageSharesOutstandingTextBlock" name="WeightedAverageSharesOutstandingTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_WholesalesThirdPartyMember" name="WholesalesThirdPartyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-b-property-and-equipment-estimated-useful-lives-details" name="statement-statement-note-b-property-and-equipment-estimated-useful-lives-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-b-sales-details" name="statement-statement-note-b-sales-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-b-summary-of-significant-accounting-policies-tables" name="statement-statement-note-b-summary-of-significant-accounting-policies-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-c-changes-in-finance-receivables-details" name="statement-statement-note-c-changes-in-finance-receivables-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-c-changes-in-the-finance-receivables-allowance-for-credit-losses-details" name="statement-statement-note-c-changes-in-the-finance-receivables-allowance-for-credit-losses-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-c-components-of-finance-receivables-details" name="statement-statement-note-c-components-of-finance-receivables-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-c-credit-quality-information-for-finance-receivables-details" name="statement-statement-note-c-credit-quality-information-for-finance-receivables-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-c-finance-receivables-net-tables" name="statement-statement-note-c-finance-receivables-net-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-c-financing-receivables-analysis-details" name="statement-statement-note-c-financing-receivables-analysis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-d-property-and-equipment-details" name="statement-statement-note-d-property-and-equipment-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-d-property-and-equipment-tables" name="statement-statement-note-d-property-and-equipment-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-e-accrued-liabilities-details" name="statement-statement-note-e-accrued-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-e-accrued-liabilities-tables" name="statement-statement-note-e-accrued-liabilities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-f-debt-facilities-tables" name="statement-statement-note-f-debt-facilities-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-f-summary-of-revolving-credit-facilities-details" name="statement-statement-note-f-summary-of-revolving-credit-facilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-g-fair-value-measurements-tables" name="statement-statement-note-g-fair-value-measurements-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-g-fair-value-of-financial-instruments-details" name="statement-statement-note-g-fair-value-of-financial-instruments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-h-deferred-tax-assets-and-liabilities-details" name="statement-statement-note-h-deferred-tax-assets-and-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-h-income-taxes-tables" name="statement-statement-note-h-income-taxes-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-h-provision-for-income-taxes-details" name="statement-statement-note-h-provision-for-income-taxes-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-h-reconciliation-of-income-tax-to-statutory-rate-details" name="statement-statement-note-h-reconciliation-of-income-tax-to-statutory-rate-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-j-weighted-average-shares-of-common-stock-outstanding-details" name="statement-statement-note-j-weighted-average-shares-of-common-stock-outstanding-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-j-weighted-average-shares-outstanding-tables" name="statement-statement-note-j-weighted-average-shares-outstanding-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-k-options-exercised-details" name="statement-statement-note-k-options-exercised-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-k-options-valuation-assumptions-details" name="statement-statement-note-k-options-valuation-assumptions-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-k-stock-incentive-plan-details" name="statement-statement-note-k-stock-incentive-plan-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-k-stock-option-activity-details" name="statement-statement-note-k-stock-option-activity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-k-stock-option-plan-comparison-details" name="statement-statement-note-k-stock-option-plan-comparison-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-k-stockbased-compensation-plans-tables" name="statement-statement-note-k-stockbased-compensation-plans-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-l-commitments-and-contingencies-tables" name="statement-statement-note-l-commitments-and-contingencies-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-l-future-lease-obligations-details" name="statement-statement-note-l-future-lease-obligations-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-m-supplemental-cash-flow-disclosures-details" name="statement-statement-note-m-supplemental-cash-flow-disclosures-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-m-supplemental-cash-flow-information-tables" name="statement-statement-note-m-supplemental-cash-flow-information-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-n-quarterly-results-of-operations-details" name="statement-statement-note-n-quarterly-results-of-operations-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-note-n-quarterly-results-of-operations-unaudited-tables" name="statement-statement-note-n-quarterly-results-of-operations-unaudited-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="crmt_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
