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Consolidated Statements of Cash Flows - USD ($)
 12 Months Ended
Apr. 30, 2017
Apr. 30, 2016
Apr. 30, 2015
Operating activities:      
Net income $ 20,205,000 $ 11,596,000 $ 29,490,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 149,097,000 144,397,000 120,289,000
Losses on claims for payment protection plan 15,627,000 13,521,000 10,588,000
Depreciation and amortization 4,272,000 4,208,000 3,830,000
Amortization of debt issuance costs 252,000 214,000 188,000
Loss on disposal of property and equipment 1,204,000 369,000 17,000
Stock-based compensation 1,293,000 1,519,000 780,000
Deferred income taxes 638,000 (898,000) 3,934,000
Excess tax benefit from stock based compensation (1,183,000) (238,000) (1,627,000)
Change in operating assets and liabilities:      
Finance receivable originations (479,099,000) (460,499,000) (445,405,000)
Finance receivable collections 249,264,000 248,166,000 238,845,000
Accrued interest on finance receivables (382,000) 286,000 (172,000)
Inventory 42,493,000 48,154,000 40,686,000
Prepaid expenses and other assets (730,000) 284,000 (887,000)
Accounts payable and accrued liabilities 676,000 1,115,000 3,862,000
Income taxes, net 2,963,000 (11,000) 200,000
Net cash provided by operating activities 7,334,000 14,286,000 12,387,000
Investing Activities:      
Purchases of property and equipment (1,587,000) (4,526,000) (4,009,000)
Proceeds from sale of property and equipment 932,000 7,000 112,000
Net cash used in investing activities (655,000) (4,519,000) (3,897,000)
Financing Activities:      
Exercise of stock options 1,895,000 400,000 4,143,000
Excess tax benefits from stock based compensation 1,183,000 238,000 1,627,000
Issuance of common stock 142,000 186,000 146,000
Purchase of common stock (20,486,000) (14,214,000) (20,020,000)
Dividend payments (40,000) (40,000) (40,000)
Debt issuance costs (449,000) 146,000 (256,000)
Change in cash overdrafts 669,000 (1,587,000) 502,000
Prinicipal payments on notes payable (104,000) (34,000)
Proceeds from revolving credit facilities 387,050,000 374,214,000 377,225,000
Payments on revolving credit facilities (376,707,000) (369,264,000) (371,316,000)
Net cash used in financing activities (6,847,000) (9,955,000) (7,989,000)
Increase (decrease) in cash and cash equivalents (168,000) (188,000) 501,000
Cash and cash equivalents, beginning of period 602,000 790,000 289,000
Cash and cash equivalents, end of period 434,000 602,000 790,000
Payment Protection Plan [Member]      
Change in operating assets and liabilities:      
Increase (decrease) in deferred revenue 1,167,000 1,653,000 2,419,000
Service Contract [Member]      
Change in operating assets and liabilities:      
Increase (decrease) in deferred revenue $ (423,000) $ 450,000 $ 5,350,000