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Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Oct. 31, 2019
Apr. 30, 2019
Assets:    
Cash and cash equivalents $ 2,474 $ 1,752
Accrued interest on finance receivables 2,728 2,348
Finance receivables, net 451,606 415,486
Inventory 48,103 37,483
Prepaid expenses and other assets 4,812 4,634
Income taxes receivable, net 1,542 1,947
Right-of-use asset 35,535
Goodwill 355 355
Property and equipment, net 28,212 28,537
Total Assets 575,367 492,542
Liabilities:    
Accounts payable 14,866 13,659
Accrued liabilities 16,715 18,837
Deferred income tax liabilities, net 16,282 14,259
Lease liability 37,674
Debt facilities 176,970 152,918
Total liabilities 296,608 231,632
Commitments and contingencies (Note J)
Mezzanine equity:    
Mandatorily redeemable preferred stock 400 400
Equity:    
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,410,528 and 13,376,030 issued at October 31, 2019 and April 30, 2019, respectively, of which 6,566,321 and 6,699,421 were outstanding at October 31, 2019 and April 30, 2019, respectively 134 134
Additional paid-in capital 84,772 81,605
Retained earnings 438,951 409,573
Less: Treasury stock, at cost, 6,844,207 and 6,676,609 shares at October 31, 2019 and April 30, 2019, respectively (245,598) (230,902)
Total stockholders' equity 278,259 260,410
Non-controlling interest 100 100
Total equity 278,359 260,510
Total Liabilities, Mezzanine Equity and Equity 575,367 492,542
Payment Protection Plan [Member]    
Liabilities:    
Deferred revenue 22,836 21,367
Service Contract [Member]    
Liabilities:    
Deferred revenue $ 11,265 $ 10,592