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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Oct. 31, 2019
Oct. 31, 2018
Oct. 31, 2019
Oct. 31, 2018
Revenues:        
Sales $ 167,743 $ 146,411 $ 317,817 $ 290,512
Interest and other income 22,567 20,760 44,371 40,674
Total revenue 190,310 167,171 362,188 331,186
Costs and expenses:        
Cost of sales 99,826 85,366 188,711 169,534
Selling, general and administrative 28,296 26,198 56,967 52,580
Provision for credit losses 41,177 38,521 72,652 76,064
Interest expense 2,081 1,981 4,085 3,785
Depreciation and amortization 971 979 1,938 1,964
Loss on disposal of property and equipment 2 12 39 12
Total costs and expenses 172,353 153,057 324,392 303,939
Income before taxes 17,957 14,114 37,796 27,247
Provision for income taxes 4,070 2,833 8,398 5,083
Net income 13,887 11,281 29,398 22,164
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (20) (20)
Net income attributable to common stockholders $ 13,877 $ 11,271 $ 29,378 $ 22,144
Earnings per share:        
Basic (in dollars per share) $ 2.10 $ 1.64 $ 4.42 $ 3.21
Diluted (in dollars per share) $ 2 $ 1.58 $ 4.21 $ 3.11
Weighted average number of shares used in calculation:        
Basic (in shares) 6,621,562 6,865,060 6,652,922 6,894,547
Diluted (in shares) 6,952,667 7,132,217 6,984,709 7,129,451