Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jan. 31, 2020	Apr. 30, 2019
Assets:
Cash and cash equivalents	$ 2,083,000	$ 1,752,000
Accrued interest on finance receivables	2,603,000	2,348,000
Finance receivables, net	467,255,000	415,486,000
Inventory	54,026,000	37,483,000
Prepaid expenses and other assets	4,720,000	4,634,000
Income taxes receivable, net	783,000	1,947,000
Right-of-use asset	37,248,000
Goodwill	355,000	355,000
Property and equipment, net	28,820,000	28,537,000
Total Assets	597,893,000	492,542,000
Liabilities:
Accounts payable	16,330,000	13,659,000
Accrued liabilities	15,061,000	18,837,000
Deferred income tax liabilities, net	15,827,000	14,259,000
Lease liability	39,247,000
Debt facilities	184,300,000	152,918,000
Total liabilities	305,723,000	231,632,000
Commitments and contingencies (Note J)
Mezzanine equity:
Mandatorily redeemable preferred stock	400,000	400,000
Equity:
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,466,707 and 13,376,030 issued at January 31, 2020 and April 30, 2019, respectively, of which 6,610,116 and 6,699,421 were outstanding at January 31, 2020 and April 30, 2019, respectively	135,000	134,000
Additional paid-in capital	86,633,000	81,605,000
Retained earnings	451,627,000	409,573,000
Less: Treasury stock, at cost, 6,856,591 and 6,676,609 shares at January 31, 2020 and April 30, 2019, respectively	(246,725,000)	(230,902,000)
Total stockholders' equity	291,670,000	260,410,000
Non-controlling interest	100,000	100,000
Total equity	291,770,000	260,510,000
Total Liabilities, Mezzanine Equity and Equity	597,893,000	492,542,000
Payment Protection Plan [Member]
Liabilities:
Deferred revenue	23,566,000	21,367,000
Service Contract [Member]
Liabilities:
Deferred revenue	$ 11,392,000	$ 10,592,000

Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business.

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- Definition

Carrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities.