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Note C - Finance Receivables, Net (Tables)
9 Months Ended
Jan. 31, 2020
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)   January 31, 2020   April 30, 2019
         
Gross contract amount   $
706,014
    $
631,681
 
Less unearned finance charges    
(98,477
)    
(88,353
)
Principal balance    
607,537
     
543,328
 
Less allowance for credit losses    
(140,282
)    
(127,842
)
                 
Finance receivables, net   $
467,255
    $
415,486
 
Change In Finance Receivables Net [Table Text Block]
    Nine Months Ended
January 31,
(In thousands)   2020   2019
         
Balance at beginning of period   $
415,486
    $
383,617
 
Finance receivable originations    
446,093
     
399,089
 
Finance receivable collections    
(229,973
)    
(206,620
)
Provision for credit losses    
(112,885
)    
(111,619
)
Losses on claims for payment protection plan    
(13,141
)    
(12,148
)
Inventory acquired in repossession and payment protection plan claims    
(38,325
)    
(37,406
)
                 
Balance at end of period   $
467,255
    $
414,913
 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
    Nine Months Ended
January 31,
(In thousands)   2020   2019
         
Balance at beginning of period   $
127,842
    $
117,821
 
Provision for credit losses    
112,885
     
111,619
 
Charge-offs, net of recovered collateral    
(100,445
)    
(101,460
)
                 
Balance at end of period   $
140,282
    $
127,980
 
Financing Receivable, Past Due [Table Text Block]
(Dollars in thousands)   January 31, 2020   April 30, 2019   January 31, 2019
    Principal   Percent of   Principal   Percent of   Principal   Percent of
    Balance   Portfolio   Balance   Portfolio   Balance   Portfolio
Current   $
513,053
     
84.44
%   $
435,603
     
80.17
%   $
450,931
     
83.05
%
 3 - 29 days past due    
72,971
     
12.01
%    
91,747
     
16.89
%    
74,788
     
13.78
%
30 - 60 days past due    
14,504
     
2.39
%    
11,362
     
2.09
%    
12,062
     
2.22
%
61 - 90 days past due    
4,413
     
0.73
%    
3,429
     
0.63
%    
3,619
     
0.67
%
> 90 days past due    
2,596
     
0.43
%    
1,187
     
0.22
%    
1,493
     
0.28
%
Total   $
607,537
     
100.00
%   $
543,328
     
100.00
%   $
542,893
     
100.00
%
Financing Receivable Credit Quality Indicators [Table Text Block]
    Nine Months Ended
January 31,
    2020   2019
         
Principal collected as a percent of average finance receivables    
40.0
%    
39.2
%
Average down-payment percentage    
5.9
%    
5.8
%
Average originating contract term
(in months
)
   
30.8
     
29.4
 
Financing Receivable Contract Terms [Table Text Block]
    January 31, 2020   January 31, 2019
Portfolio weighted average contract term, including modifications
(in months
)
   
32.5
     
32.0