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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jan. 31, 2020
Jan. 31, 2019
Jan. 31, 2020
Jan. 31, 2019
Revenues:        
Sales $ 163,253 $ 139,803 $ 481,070 $ 430,315
Interest and other income 23,481 21,251 67,852 61,925
Total revenue 186,734 161,054 548,922 492,240
Costs and expenses:        
Cost of sales 97,504 81,740 286,215 251,274
Selling, general and administrative 30,331 26,488 87,298 79,068
Provision for credit losses 40,233 35,555 112,885 111,619
Interest expense 2,024 2,110 6,109 5,895
Depreciation and amortization 975 985 2,913 2,949
Loss (gain) on disposal of property and equipment (100) 39 (88)
Total costs and expenses 171,067 146,778 495,459 450,717
Income before taxes 15,667 14,276 53,463 41,523
Provision for income taxes 2,981 3,381 11,379 8,464
Net income 12,686 10,895 42,084 33,059
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (30) (30)
Net income attributable to common stockholders $ 12,676 $ 10,885 $ 42,054 $ 33,029
Earnings per share:        
Basic (in dollars per share) $ 1.92 $ 1.61 $ 6.34 $ 4.82
Diluted (in dollars per share) $ 1.83 $ 1.55 $ 6.03 $ 4.66
Weighted average number of shares used in calculation:        
Basic (in shares) 6,597,643 6,751,026 6,634,496 6,846,707
Diluted (in shares) 6,940,124 7,003,389 6,969,848 7,087,430