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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jul. 31, 2020
Jul. 31, 2019
Revenues:    
Sales $ 162,799 $ 150,074
Interest and other income 25,112 21,804
Total revenue 187,911 171,878
Costs and expenses:    
Cost of sales 94,874 88,885
Selling, general and administrative 28,757 28,671
Provision for credit losses 36,084 31,475
Interest expense 1,719 2,004
Depreciation and amortization 938 967
Loss on disposal of property and equipment 0 37
Total costs and expenses 162,372 152,039
Income before taxes 25,539 19,839
Provision for income taxes 5,975 4,328
Net income 19,564 15,511
Less: Dividends on mandatorily redeemable preferred stock (10) (10)
Net income attributable to common stockholders $ 19,554 $ 15,501
Earnings per share:    
Basic (in dollars per share) $ 2.95 $ 2.32
Diluted (in dollars per share) $ 2.83 $ 2.21
Weighted average number of shares used in calculation:    
Basic (in shares) 6,632,445 6,684,282
Diluted (in shares) 6,915,596 7,016,752