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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Oct. 31, 2020
Oct. 31, 2019
Oct. 31, 2020
Oct. 31, 2019
Revenues:        
Sales $ 196,684 $ 167,743 $ 359,483 $ 317,817
Interest and other income 26,676 22,567 51,788 44,371
Total revenue 223,360 190,310 411,271 362,188
Costs and expenses:        
Cost of sales 116,690 99,826 211,564 188,711
Selling, general and administrative 32,536 28,296 61,293 56,967
Provision for credit losses 43,862 41,177 79,946 72,652
Interest expense 1,658 2,081 3,377 4,085
Depreciation and amortization 928 971 1,866 1,938
Loss (gain) on disposal of property and equipment (64) 2 (64) 39
Total costs and expenses 195,610 172,353 357,982 324,392
Income before taxes 27,750 17,957 53,289 37,796
Provision for income taxes 6,554 4,070 12,529 8,398
Net income 21,196 13,887 40,760 29,398
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (20) (20)
Net income attributable to common stockholders $ 21,186 $ 13,877 $ 40,740 $ 29,378
Earnings per share:        
Basic (in dollars per share) $ 3.20 $ 2.10 $ 6.14 $ 4.42
Diluted (in dollars per share) $ 3.05 $ 2.00 $ 5.88 $ 4.21
Basic (in shares) 6,627,780 6,621,562 6,630,112 6,652,922
Diluted (in shares) 6,935,707 6,952,667 6,925,651 6,984,709