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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Apr. 30, 2021
Apr. 30, 2020
Apr. 30, 2019
Revenues:      
Sales $ 808,065 $ 652,992 $ 586,508
Interest and other income 110,545 91,619 82,614
Total revenues 918,610 744,611 669,122
Costs and expenses:      
Cost of sales, excluding depreciation 479,153 388,475 343,898
Selling, general and administrative 130,855 117,762 107,249
Provision for credit losses 163,662 162,246 146,363
Interest expense 6,820 8,052 7,883
Depreciation and amortization 3,719 3,839 3,969
Gain on disposal of property and equipment (40) (114) (91)
Total costs and expenses 784,169 680,260 609,271
Income before income taxes 134,441 64,351 59,851
Provision for income taxes 30,302 13,008 12,226
Net income 104,139 51,343 47,625
Less: Dividends on mandatorily redeemable preferred stock 40 40 40
Net income attributable to common stockholders $ 104,099 $ 51,303 $ 47,585
Earnings per share:      
Basic (in dollars per share) $ 15.70 $ 7.74 $ 6.99
Diluted (in dollars per share) $ 14.95 $ 7.39 $ 6.73
Basic (in shares) 6,628,749 6,630,023 6,810,879
Diluted (in shares) 6,961,575 6,945,652 7,071,768