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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jan. 31, 2021
Jan. 31, 2020
Jan. 31, 2021
Jan. 31, 2020
Sales $ 199,957 $ 163,253 $ 559,440 $ 481,070
Interest and other income 28,303 23,481 80,091 67,852
Total revenue 228,260 186,734 639,531 548,922
Costs and expenses:        
Cost of sales 118,816 97,504 330,380 286,215
Selling, general and administrative 33,423 30,331 94,716 87,298
Provision for credit losses 47,639 40,233 127,585 112,885
Interest expense 1,705 2,024 5,082 6,109
Depreciation and amortization 906 975 2,772 2,913
Loss (gain) on disposal of property and equipment 22 0 (42) 39
Total costs and expenses 202,511 171,067 560,493 495,459
Income before taxes 25,749 15,667 79,038 53,463
Provision for income taxes 5,867 2,981 18,396 11,379
Net income 19,882 12,686 60,642 42,084
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (30) (30)
Net income attributable to common stockholders $ 19,872 $ 12,676 $ 60,612 $ 42,054
Earnings per share:        
Basic (in dollars per share) $ 3.00 $ 1.92 $ 9.14 $ 6.34
Diluted (in dollars per share) $ 2.85 $ 1.83 $ 8.73 $ 6.03
Basic (in shares) 6,634,125 6,597,643 6,631,450 6,634,496
Diluted (in shares) 6,966,188 6,940,124 6,939,164 6,969,848