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Note C - Finance Receivables, Net - Changes in Finance Receivables (Details) - USD ($) $ in Thousands | 3 Months Ended
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Jul. 31, 2021 | Jan. 31, 2021 | Jul. 31, 2020 | Jan. 31, 2020
Balance | $ 625,119 | $ 625,119 |  | $ 466,141
Finance receivable originations |  | 234,893 |  | 148,879
Finance receivable collections |  | (97,342) |  | (82,134)
Provision for credit losses | (54,108) | (54,108) | $ (36,084) | (36,084)
Losses on claims for accident protection plan |  | (4,518) |  | (3,939)
Inventory acquired in repossession and accident protection plan claims |  | (15,451) |  | (10,335)
Balance | $ 688,593 | $ 688,593 |  | $ 482,528

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- Definition Finance receivable collections + References No definition available. + Details
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Balance Type: | credit
Period Type: | duration

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- Definition Represents finance receivable origination. + References No definition available. + Details
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Balance Type: | debit
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- Definition Inventory acquired in repossession and payment protection plan claims + References No definition available. + Details
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Data Type: | xbrli:monetaryItemType
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- Definition Losses on claims for payment protection plan + References No definition available. + Details
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Data Type: | xbrli:monetaryItemType
Balance Type: | credit
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- Definition Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=124259787&loc=d3e4428-111522 + Details
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- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=123570139&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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