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Note C - Finance Receivables, Net - Changes in Finance Receivables (Details) - USD ($)
$ in Thousands
3 Months Ended
Jul. 31, 2021
Jan. 31, 2021
Jul. 31, 2020
Jan. 31, 2020
Balance $ 625,119 $ 625,119   $ 466,141
Finance receivable originations   234,893   148,879
Finance receivable collections   (97,342)   (82,134)
Provision for credit losses (54,108) (54,108) $ (36,084) (36,084)
Losses on claims for accident protection plan   (4,518)   (3,939)
Inventory acquired in repossession and accident protection plan claims   (15,451)   (10,335)
Balance $ 688,593 $ 688,593   $ 482,528