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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jul. 31, 2021
Jul. 31, 2020
Revenues:    
Sales $ 246,742 $ 162,799
Interest and other income 33,587 25,112
Total revenues 280,329 187,911
Costs and expenses:    
Cost of sales 152,764 94,874
Selling, general and administrative 38,800 28,757
Provision for credit losses 54,108 36,084
Interest expense 1,982 1,719
Depreciation and amortization 915 938
Loss on disposal of property and equipment 2 0
Total costs and expenses 248,571 162,372
Income before taxes 31,758 25,539
Provision for income taxes 6,791 5,975
Net income 24,967 19,564
Less: Dividends on mandatorily redeemable preferred stock (10) (10)
Net income attributable to common stockholders $ 24,957 $ 19,554
Earnings per share:    
Basic (in dollars per share) $ 3.78 $ 2.95
Diluted (in dollars per share) $ 3.57 $ 2.83
Basic (in shares) 6,604,194 6,632,445
Diluted (in shares) 6,997,935 6,915,596