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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Oct. 31, 2021
Oct. 31, 2020
Oct. 31, 2021
Oct. 31, 2020
Sales $ 251,282 $ 196,684 $ 498,025 $ 359,483
Interest and other income 37,019 26,676 70,605 51,788
Total revenues 288,301 223,360 568,630 411,271
Costs and expenses:        
Cost of sales 157,167 116,690 309,930 211,564
Selling, general and administrative 37,161 32,536 75,961 61,293
Provision for credit losses 60,947 43,862 115,055 79,946
Interest expense 2,513 1,658 4,496 3,377
Depreciation and amortization 958 928 1,873 1,866
Loss (gain) on disposal of property and equipment 44 (64) 46 (64)
Total costs and expenses 258,790 195,610 507,361 357,982
Income before taxes 29,511 27,750 61,269 53,289
Provision for income taxes 6,618 6,554 13,409 12,529
Net income 22,893 21,196 47,860 40,760
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (20) (20)
Net income attributable to common stockholders $ 22,883 $ 21,186 $ 47,840 $ 40,740
Earnings per share:        
Basic (in dollars per share) $ 3.50 $ 3.20 $ 7.28 $ 6.14
Diluted (in dollars per share) $ 3.33 $ 3.05 $ 6.90 $ 5.88
Weighted average number of shares used in calculation:        
Basic (in shares) 6,529,846 6,627,780 6,567,020 6,630,112
Diluted (in shares) 6,863,273 6,935,707 6,930,604 6,925,651