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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jan. 31, 2022
Jan. 31, 2021
Jan. 31, 2022
Jan. 31, 2021
Sales $ 252,918 $ 199,957 $ 750,942 $ 559,440
Interest and other income 38,980 28,303 109,586 80,091
Total revenues 291,898 228,260 860,528 639,531
Costs and expenses:        
Cost of sales 157,248 118,816 467,179 330,380
Selling, general and administrative 39,179 33,423 115,140 94,716
Provision for credit losses 66,741 47,639 181,796 127,585
Interest expense 2,944 1,705 7,439 5,082
Depreciation and amortization 950 906 2,823 2,772
Loss (gain) on disposal of property and equipment 42 22 88 (42)
Total costs and expenses 267,104 202,511 774,465 560,493
Income before taxes 24,794 25,749 86,063 79,038
Provision for income taxes 6,024 5,867 19,433 18,396
Net income 18,770 19,882 66,630 60,642
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (30) (30)
Net income attributable to common stockholders $ 18,760 $ 19,872 $ 66,600 $ 60,612
Earnings per share:        
Basic (in dollars per share) $ 2.89 $ 3.00 $ 10.18 $ 9.14
Diluted (in dollars per share) $ 2.77 $ 2.85 $ 9.68 $ 8.73
Weighted average number of shares used in calculation:        
Basic (in shares) 6,487,310 6,634,125 6,540,450 6,631,450
Diluted (in shares) 6,779,641 6,966,188 6,880,283 6,939,164