XML 53 R44.htm IDEA: XBRL DOCUMENT
v3.22.2.2

Note F - Debt (Details Textual) - USD ($) |  |  |  | 3 Months Ended |  |  |  |  |  |  |  |
--- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | ---
Apr. 22, 2022 | Sep. 29, 2021 | Oct. 29, 2020 | Jul. 31, 2022 | Jul. 31, 2021 | Apr. 30, 2022 | Apr. 27, 2022 | Sep. 28, 2021 | Feb. 10, 2021 | Feb. 09, 2021 | Dec. 31, 2020 | Sep. 30, 2019 | Sep. 29, 2019
Amortization of Debt Issuance Costs and Discounts, Total |  |  |  | $ 1,955,000 | $ 120,000 |  |  |  |  |  |  |  |
Notes Payable [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Amortization of Debt Issuance Costs and Discounts, Total |  |  |  | $ 1,700,000 |  |  |  |  |  |  |  |  |
Weighted Average Fixed Coupon Rate, Percent |  |  |  |  |  |  | 5.14% |  |  |  |  |  |
Minimum Percent of Pool Balance |  |  |  |  |  |  | 2.00% |  |  |  |  |  |
Minimum [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Financing Receivable Payment Period (Month) |  |  |  | 18 months |  |  |  |  |  |  |  |  |
Minimum [Member] | Medium-term Vehicle Contracts [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Financing Receivable Payment Period (Month) |  |  | 36 months |  |  |  |  |  |  |  |  |  |
Minimum [Member] | Long-term Vehicle Contracts [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Financing Receivable Payment Period (Month) |  |  | 42 months |  |  |  |  |  |  |  |  |  |
Maximum [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Financing Receivable Payment Period (Month) |  |  |  | 54 months |  |  |  |  |  |  |  |  |
Maximum [Member] | Medium-term Vehicle Contracts [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Financing Receivable Payment Period (Month) |  |  | 42 months |  |  |  |  |  |  |  |  |  |
Maximum [Member] | Long-term Vehicle Contracts [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Financing Receivable Payment Period (Month) |  |  | 60 months |  |  |  |  |  |  |  |  |  |
BMO Harris Bank [Member] | Line of Credit [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Maximum Borrowing Capacity |  |  |  |  |  |  |  |  |  |  | $ 326,000,000 |  |
Debt Instrument, Covenant, Maximum Borrowing Base, Percentage of Financing Receivables |  |  | 15.00% |  |  |  |  |  |  |  |  |  |
Debt Instrument, Covenant, Maximum Aggregate Consideration for Businesses Acquired in One Year |  |  | $ 20,000,000.0 |  |  |  |  |  |  |  |  |  |
Debt Instrument, Covenant, Maximum Disposal of Real Estate |  |  | 5,000,000.0 |  |  |  |  |  |  |  |  |  |
Debt Instrument, Covenant, Maximum Disposal Other Properties |  |  | $ 1,000,000.0 |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Total Increase in Borrowing Capacity |  |  |  |  |  |  |  |  |  |  | $ 85,000,000 |  |
Maximum Allowable Capital Expenditures By Credit Facilities Amendment |  |  |  |  |  |  |  |  | $ 25,000,000 | $ 10,000,000 |  |  |
BMO Harris Bank [Member] | Medium-term Vehicle Contracts [Member] | Line of Credit [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Debt Instrument, Covenant, Maximum Borrowing Base, Percentage of Financing Receivables |  |  | 15.00% |  |  |  |  |  |  |  |  |  |
BMO Harris Bank [Member] | Long-term Vehicle Contracts [Member] | Line of Credit [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Debt Instrument, Covenant, Maximum Borrowing Base, Percentage of Financing Receivables |  |  | 5.00% |  |  |  |  |  |  |  |  |  |
Revolving Credit Facility [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Additional Borrowing Capacity, Accordion Feature |  |  |  | $ 125,000,000 |  |  |  |  |  |  |  |  |
Amortization of Debt Issuance Costs and Discounts, Total |  |  |  | $ 289,000 | $ 120,000 |  |  |  |  |  |  |  |
Revolving Credit Facility [Member] | BMO Harris Bank [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Maximum Borrowing Capacity |  | $ 600,000,000 |  |  |  |  |  | $ 326,000,000 |  |  |  | $ 241,000,000 | $ 215,000,000
Line of Credit Facility, Additional Borrowing Capacity, Accordion Feature |  | 100,000,000 |  |  |  |  |  |  |  |  |  | 100,000,000 | 50,000,000
Maximum Allowable Capital Expenditures By Credit Facilities Amendment |  | 35,000,000 |  |  |  |  |  | $ 25,000,000 |  |  |  |  |
Line of Credit Facility, Increase In Maximum Borrowing Capacity |  | $ 274,000,000 |  |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Unused Capacity, Commitment Fee Percentage | 0.25% |  |  |  |  |  |  |  |  |  |  |  |
Line of Credit, Unused Line Fee, Percent, Contingent Upon Amendment Terms | 0.375% |  |  |  |  |  |  |  |  |  |  |  |
Debt Instrument, Interest Rate, Effective Percentage |  |  |  | 5.50% |  | 2.85% |  |  |  |  |  |  |
Revolving Credit Facility [Member] | BMO Harris Bank [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Debt Instrument, Basis Spread on Variable Rate |  |  |  | 2.35% |  |  |  |  |  |  |  |  |
Revolving Credit Facility [Member] | BMO Harris Bank [Member] | Minimum [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Debt Instrument, Interest Rate, Effective Percentage |  |  |  | 2.25% |  |  |  |  |  |  |  |  |
Colonial Revolving Credit Facility [Member] | BMO Harris Bank [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Maximum Borrowing Capacity |  |  |  |  |  |  |  |  |  |  |  | 231,000,000 | $ 205,000,000
ACM TCM Revolving Credit Facility [Member] | BMO Harris Bank [Member] |  |  |  |  |  |  |  |  |  |  |  |  |
Line of Credit Facility, Maximum Borrowing Capacity |  |  |  |  |  |  |  |  |  |  |  | $ 10,000,000 |

X
- Definition The maximum aggregate consideration for all businesses acquired in one year allowed under the covenant of the debt instrument. + References No definition available. + Details
Name: | crmt_DebtInstrumentCovenantMaximumAggregateConsiderationForBusinessesAcquiredInOneYear
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The maximum borrowing base allowed expressed as a percentage of financing receivables balance under the covenant of the debt instrument. + References No definition available. + Details
Name: | crmt_DebtInstrumentCovenantMaximumBorrowingBasePercentageOfFinancingReceivables
Namespace Prefix: | crmt_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition The maximum amount of real estate that is allowed to be disposed of under the covenant of the debt instrument. + References No definition available. + Details
Name: | crmt_DebtInstrumentCovenantMaximumDisposalOfRealEstate
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The maximum amount of other properties that can be disposed of under the covenant of the debt instrument. + References No definition available. + Details
Name: | crmt_DebtInstrumentCovenantMaximumDisposalOtherProperties
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Represents the payment period on installment sale contracts from the sale of used vehicles. + References No definition available. + Details
Name: | crmt_FinancingReceivablePaymentPeriod
Namespace Prefix: | crmt_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Additional borrowing capacity of line of credit facility with an accordion feature. + References No definition available. + Details
Name: | crmt_LineOfCreditFacilityAdditionalBorrowingCapacityAccordionFeature
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Represents increase in maximum borrowing capacity for line of credit. + References No definition available. + Details
Name: | crmt_LineOfCreditFacilityIncreaseInMaximumBorrowingCapacity
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of increase under the credit facility. + References No definition available. + Details
Name: | crmt_LineOfCreditFacilityTotalIncreaseInBorrowingCapacity
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Percentage of unused line, categorized as a fee, contingent upon amendment terms. + References No definition available. + Details
Name: | crmt_LineOfCreditUnusedLineFeePercentContingentUponAmendmentTerms
Namespace Prefix: | crmt_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amount of capital expenditures allowable under Credit Facilities in the aggregate during any fiscal year. + References No definition available. + Details
Name: | crmt_MaximumAllowableCapitalExpendituresByCreditFacilitiesAmendment
Namespace Prefix: | crmt_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Minimum percent of pool balance. + References No definition available. + Details
Name: | crmt_MinimumPercentOfPoolBalance
Namespace Prefix: | crmt_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Percentage of weighted average fixed coupon rate of notes payable issued. + References No definition available. + Details
Name: | crmt_WeightedAverageFixedCouponRatePercent
Namespace Prefix: | crmt_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amount of amortization expense attributable to debt discount (premium) and debt issuance costs. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 20 -Section 55 -Paragraph 69E -URI https://asc.fasb.org/extlink&oid=123466577&loc=SL123495743-112612 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 3 -URI https://asc.fasb.org/extlink&oid=124435984&loc=d3e28555-108399 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 20 -Section 50 -Paragraph 1F -Subparagraph (b)(2) -URI https://asc.fasb.org/extlink&oid=123466505&loc=SL123495355-112611 Reference 5: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 20 -Section 55 -Paragraph 69F -URI https://asc.fasb.org/extlink&oid=123466577&loc=SL123495745-112612 + Details
Name: | us-gaap_AmortizationOfFinancingCostsAndDiscounts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage points added to the reference rate to compute the variable rate on the debt instrument. + References No definition available. + Details
Name: | us-gaap_DebtInstrumentBasisSpreadOnVariableRate1
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 20 -Section 50 -Paragraph 6 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=123466204&loc=SL6036836-161870 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 2 -URI https://asc.fasb.org/extlink&oid=124435984&loc=d3e28551-108399 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124429444&loc=SL124452920-239629 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)(1)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_DebtInstrumentInterestRateEffectivePercentage
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | instant

X
- Definition Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(b),22(b)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The fee, expressed as a percentage of the line of credit facility, for available but unused credit capacity under the credit facility. + References No definition available. + Details
Name: | us-gaap_LineOfCreditFacilityUnusedCapacityCommitmentFeePercentage
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=crmt_NotesPayableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MinimumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=crmt_MediumtermVehicleContractsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=crmt_LongtermVehicleContractsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_RangeAxis=srt_MaximumMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LineOfCreditFacilityAxis=crmt_BmoHarrisBankMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LongtermDebtTypeAxis=us-gaap_LineOfCreditMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=us-gaap_RevolvingCreditFacilityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_VariableRateAxis=us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=crmt_ColonialRevolvingCreditFacilityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CreditFacilityAxis=crmt_ACMTCMRevolvingCreditFacilityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |