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v3.22.2.2

Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($) $ in Thousands | Oct. 31, 2022 | Jul. 31, 2022 | Apr. 30, 2022 | Oct. 31, 2021 | Jul. 31, 2021
--- | --- | --- | --- | --- | ---
2023, principal balance | $ 528,323 |  |  | $ 437,918 |
2022, principal balance | 548,904 |  |  | 417,803 |
2021, principal balance | 164,885 |  |  | 100,990 |
2020, principal balance | 16,840 |  |  | 9,046 |
2019, principal balance | 674 |  |  | 594 |
Prior to 2019, principal balance | 23 |  |  | 74 |
Principle Balance | $ 1,259,649 | $ 1,259,649 | $ 1,101,497 | $ 966,425 | $ 966,425
Principal balance, percentage | 100.00% | 100.00% | 100.00% | 100.00% | 100.00%
2022, principal balance | $ 528,323 |  |  | $ 437,918 |
2021, principal balance | 548,904 |  |  | 417,803 |
2020, principal balance | 164,885 |  |  | 100,990 |
2019, principal balance | 16,840 |  |  | 9,046 |
2018, principal balance | 674 |  |  | 594 |
Prior to 2018, principal balance | 23 |  |  | 74 |
Customer Score 1-2 [Member] |  |  |  |  |
2023, principal balance | 23,888 |  |  | 24,599 |
2022, principal balance | 22,264 |  |  | 21,147 |
2021, principal balance | 5,838 |  |  | 6,009 |
2020, principal balance | 741 |  |  | 342 |
2019, principal balance | 12 |  |  | 17 |
Prior to 2019, principal balance | 0 |  |  | 0 |
Principle Balance | $ 52,743 |  |  | $ 52,114 |
Principal balance, percentage | 4.20% |  |  | 5.40% |
2022, principal balance | $ 23,888 |  |  | $ 24,599 |
2021, principal balance | 22,264 |  |  | 21,147 |
2020, principal balance | 5,838 |  |  | 6,009 |
2019, principal balance | 741 |  |  | 342 |
2018, principal balance | 12 |  |  | 17 |
Prior to 2018, principal balance | 0 |  |  | 0 |
Customer Score 3-4 [Member] |  |  |  |  |
2023, principal balance | 174,553 |  |  | 150,049 |
2022, principal balance | 167,298 |  |  | 141,371 |
2021, principal balance | 48,272 |  |  | 34,291 |
2020, principal balance | 4,422 |  |  | 2,361 |
2019, principal balance | 157 |  |  | 100 |
Prior to 2019, principal balance | 9 |  |  | 32 |
Principle Balance | $ 394,711 |  |  | $ 328,204 |
Principal balance, percentage | 31.30% |  |  | 34.00% |
2022, principal balance | $ 174,553 |  |  | $ 150,049 |
2021, principal balance | 167,298 |  |  | 141,371 |
2020, principal balance | 48,272 |  |  | 34,291 |
2019, principal balance | 4,422 |  |  | 2,361 |
2018, principal balance | 157 |  |  | 100 |
Prior to 2018, principal balance | 9 |  |  | 32 |
Customer Score 5-6 [Member] |  |  |  |  |
2023, principal balance | 329,882 |  |  | 263,270 |
2022, principal balance | 359,342 |  |  | 255,285 |
2021, principal balance | 110,775 |  |  | 60,690 |
2020, principal balance | 11,677 |  |  | 6,343 |
2019, principal balance | 505 |  |  | 477 |
Prior to 2019, principal balance | 14 |  |  | 42 |
Principle Balance | $ 812,195 |  |  | $ 586,107 |
Principal balance, percentage | 64.50% |  |  | 60.60% |
2022, principal balance | $ 329,882 |  |  | $ 263,270 |
2021, principal balance | 359,342 |  |  | 255,285 |
2020, principal balance | 110,775 |  |  | 60,690 |
2019, principal balance | 11,677 |  |  | 6,343 |
2018, principal balance | 505 |  |  | 477 |
Prior to 2018, principal balance | $ 14 |  |  | $ 42 |

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