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v3.23.2

Note B - Summary of Significant Accounting Policies (Details Textual) | 1 Months Ended | 7 Months Ended | 12 Months Ended
--- | --- | --- | ---
Dec. 31, 2022 | Nov. 30, 2022 | Apr. 30, 2023 USD ($) shares | Apr. 30, 2022 USD ($) shares | Apr. 30, 2021 USD ($) shares
Statement [Line Items] |  |  |  |  |
Number of Reportable Segments |  |  | 1 |  |
Average Finance Receivable Interest Rate |  |  | 16.70% |  |
Financing Receivable Interest Rate | 18.00% | 16.50% | 18.00% |  |
Interest Receivable |  |  | $ 6,115,000 | $ 4,926,000 |
Finance Receivables, Customer Payments Due Either Weekly or Bi-Weekly, Percentage |  |  | 79.00% |  |
Financing Receivable, Greater Than or Equal to 30 Days Past Due, Percent of Portfolio |  |  | 3.60% | 3.00% |
Average Age of Account at Charge-Off Date (Year) |  |  | 12 years 3 months 18 days |  |
Goodwill, Impairment Loss |  |  | $ 0 | $ 0 |
Goodwill, Ending Balance |  |  | 11,716,000 | 8,623,000 |
Goodwill, Period Increase (Decrease) |  |  | 3,100,000 |  |
Income Tax Examination, Penalties and Interest Accrued, Total |  |  | 0 | 0 |
Financing Receivable, Recorded Investment Greater Than 90 Days Past Due |  |  | 3,900,000 | 3,000,000.0 |
Late Fee Income Generated by Servicing Financial Assets, Amount |  |  | 4,400,000 | 3,100,000 | $ 2,500,000
Contract with Customer, Liability, Revenue Recognized |  |  | 26,800,000 | 16,500,000 |
Advertising Expense |  |  | $ 5,800,000 | 5,000,000.0 | 2,900,000
Defined Contribution Plan, Employer Matching Contribution, Percent of Match |  |  | 50.00% |  |
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay |  |  | 6.00% |  |
Defined Contribution Plan, Employer Contribution Amount |  |  | $ 1,200,000 | 1,200,000 | $ 908,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares) | shares |  |  | 260,000 |  |
Tax Adjustments, Settlements, and Unusual Provisions |  |  | $ 558,000 | $ 1,400,000 |
Stock Repurchased During Period, Shares (in shares) | shares |  |  | 57,856 | 304,204 | 106,590
Stock Repurchased During Period, Value |  |  | $ 5,200,000 | $ 34,700,000 | $ 10,600,000
Treasury Stock Shares to Establish Reserve Account to Secure Service Contracts (in shares) | shares |  |  | 10,000 |  |
Operating Lease, Weighted Average Remaining Lease Term (Year) |  |  | 12 years 10 months 24 days |  |
Operating Lease, Weighted Average Discount Rate, Percent |  |  | 4.40% |  |
ACM Insurance Company [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Treasury Stock, Shares to Establish Reserve Account to Meet Regulatory Requirements for Insurance Company (in shares) | shares |  |  | 14,000 |  |
2006 Employee Stock Purchase Plan [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Common Stock Discount on Shares Percentage |  |  | 15.00% |  |
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares) | shares |  |  | 200,000 |  |
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares) | shares |  |  | 129,254 |  |
Implementation Costs for Cloud Computing Arrangements [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Capitalized Contract Cost, Net |  |  | $ 9,000,000.0 | 6,000,000.0 |
Capitalized Contract Cost, Accumulated Amortization |  |  | $ 136,709 | $ 50,888 |
Minimum [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Lessee, Operating Lease, Term of Contract (Year) |  |  | 3 years |  |
Lessee, Operating Lease, Renewal Term (Year) |  |  | 3 years |  |
Maximum [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Lessee, Operating Lease, Term of Contract (Year) |  |  | 10 years |  |
Lessee, Operating Lease, Renewal Term (Year) |  |  | 10 years |  |
Revolving Credit Facility [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Line of Credit Facility, Distribution Limitations, Maximum Aggregate Amount of Stock Repurchases |  |  | $ 50,000,000 |  |
Line of Credit Facility, Distribution Limitations Percentage of Sum of Borrowing Bases |  |  | 20.00% |  |
Line of Credit Facility, Distribution Limitations Percentage of Consolidated Net Income |  |  | 75.00% |  |
Line of Credit Facility Distribution Limitations Minimum Percentage of Aggregate Funds Available |  |  | 12.50% |  |
ARKANSAS |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Financing Receivable Interest Rate | 16.50% |  | 17.00% |  |
ILLINOIS | Minimum [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Financing Receivable Interest Rate | 19.50% |  | 19.50% |  |
ILLINOIS | Maximum [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Financing Receivable Interest Rate | 21.50% |  | 21.50% |  |
Revenue Benchmark [Member] | Customer Concentration Risk [Member] | Arkansas, USA [Member] |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Concentration Risk, Percentage |  |  | 28.00% |  |

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