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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jan. 31, 2023
Jan. 31, 2022
Jan. 31, 2023
Jan. 31, 2022
Sales $ 275,467 $ 248,312 $ 873,499 $ 739,734
Interest and other income 51,063 38,980 143,690 109,586
Total revenues 326,530 287,292 1,017,189 849,320
Costs and expenses:        
Cost of sales 183,014 157,248 582,271 467,179
Selling, general and administrative 44,737 39,179 130,881 115,140
Provision for credit losses 85,650 61,646 250,719 167,987
Interest expense 9,765 2,944 25,460 7,439
Depreciation and amortization 1,537 950 3,997 2,823
Loss on disposal of property and equipment 68 42 320 88
Total costs and expenses 324,771 262,009 993,648 760,656
Income before taxes 1,759 25,283 23,541 88,664
Provision for income taxes 251 6,143 5,197 20,046
Net income 1,508 19,140 18,344 68,618
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (30) (30)
Net income attributable to common stockholders $ 1,498 $ 19,130 $ 18,314 $ 68,588
Earnings per share:        
Basic (in dollars per share) $ 0.24 $ 2.95 $ 2.87 $ 10.49
Diluted (in dollars per share) $ 0.23 $ 2.82 $ 2.79 $ 9.97
Weighted average number of shares used in calculation:        
Basic (in shares) 6,370,031 6,487,310 6,370,732 6,540,450
Diluted (in shares) 6,536,785 6,779,641 6,562,214 6,880,283