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Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($)
$ in Thousands
Jan. 31, 2023
Apr. 30, 2022
Jan. 31, 2022
2023, principal balance $ 701,419   $ 611,296
2022, principal balance 460,339   342,579
2021, principal balance 130,356   70,149
2020, principal balance 11,908   4,873
2019, principal balance 1,277   269
Prior to 2019, principal balance 657   37
Principle Balance $ 1,305,956 $ 1,101,497 $ 1,029,203
Principal balance, percentage 100.00% 100.00% 100.00%
2022, principal balance $ 701,419   $ 611,296
2021, principal balance 460,339   342,579
2020, principal balance 130,356   70,149
2019, principal balance 11,908   4,873
2018, principal balance 1,277   269
Prior to 2018, principal balance 657   37
Customer Score 1-2 [Member]      
2023, principal balance 31,580   31,704
2022, principal balance 17,295   16,129
2021, principal balance 4,212   3,921
2020, principal balance 545   170
2019, principal balance 35   3
Prior to 2019, principal balance 12   0
Principle Balance $ 53,679   $ 51,927
Principal balance, percentage 4.10%   5.00%
2022, principal balance $ 31,580   $ 31,704
2021, principal balance 17,295   16,129
2020, principal balance 4,212   3,921
2019, principal balance 545   170
2018, principal balance 35   3
Prior to 2018, principal balance 12   0
Customer Score 3-4 [Member]      
2023, principal balance 232,273   207,084
2022, principal balance 135,531   112,330
2021, principal balance 36,562   23,042
2020, principal balance 2,974   1,205
2019, principal balance 332   36
Prior to 2019, principal balance 192   17
Principle Balance $ 407,864   $ 343,714
Principal balance, percentage 31.20%   33.40%
2022, principal balance $ 232,273   $ 207,084
2021, principal balance 135,531   112,330
2020, principal balance 36,562   23,042
2019, principal balance 2,974   1,205
2018, principal balance 332   36
Prior to 2018, principal balance 192   17
Customer Score 5-6 [Member]      
2023, principal balance 437,566   372,508
2022, principal balance 307,513   214,120
2021, principal balance 89,582   43,186
2020, principal balance 8,389   3,498
2019, principal balance 910   230
Prior to 2019, principal balance 453   20
Principle Balance $ 844,413   $ 633,562
Principal balance, percentage 64.70%   61.60%
2022, principal balance $ 437,566   $ 372,508
2021, principal balance 307,513   214,120
2020, principal balance 89,582   43,186
2019, principal balance 8,389   3,498
2018, principal balance 910   230
Prior to 2018, principal balance $ 453   $ 20