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v3.23.3

Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($) $ in Thousands | 6 Months Ended |
--- | --- | ---
Oct. 31, 2023 | Oct. 31, 2022 | Apr. 30, 2023
Current year, principal balance | $ 533,024 | $ 528,323 |
Year two, principal balance | 625,856 | 548,904 |
Year three, principal balance | 250,507 | 164,885 |
Year four, principal balance | 49,783 | 16,840 |
Year five, principal balance | 3,278 | 674 |
Prior, principal balance | 950 | 23 |
Finance Receivable, Principal Balance | $ 1,463,398 | $ 1,259,649 | $ 1,373,372
Principal balance, percentage | 100.00% | 100.00% | 100.00%
Charge-offs, current year | $ 36,228 |  |
Charge-offs, year two | 153,765 |  |
Charge-offs, year three | 54,307 |  |
Charge-offs, year four | 10,301 |  |
Charge-offs, year five | 791 |  |
Charge-offs, prior | 293 |  |
Charge-offs | 255,685 | $ 190,609 |
Customer Score 1-2 [Member] |  |  |
Current year, principal balance | 26,044 | 23,888 |
Year two, principal balance | 23,346 | 22,264 |
Year three, principal balance | 7,271 | 5,838 |
Year four, principal balance | 1,127 | 741 |
Year five, principal balance | 150 | 12 |
Prior, principal balance | 13 | 0 |
Finance Receivable, Principal Balance | $ 57,951 | $ 52,743 |
Principal balance, percentage | 4.00% | 4.20% |
Customer Score 3-4 [Member] |  |  |
Current year, principal balance | $ 189,850 | $ 174,553 |
Year two, principal balance | 190,995 | 167,298 |
Year three, principal balance | 64,672 | 48,272 |
Year four, principal balance | 11,479 | 4,422 |
Year five, principal balance | 643 | 157 |
Prior, principal balance | 246 | 9 |
Finance Receivable, Principal Balance | $ 457,885 | $ 394,711 |
Principal balance, percentage | 31.30% | 31.30% |
Customer Score 5-6 [Member] |  |  |
Current year, principal balance | $ 317,130 | $ 329,882 |
Year two, principal balance | 411,515 | 359,342 |
Year three, principal balance | 178,564 | 110,775 |
Year four, principal balance | 37,177 | 11,677 |
Year five, principal balance | 2,485 | 505 |
Prior, principal balance | 691 | 14 |
Finance Receivable, Principal Balance | $ 947,562 | $ 812,195 |
Principal balance, percentage | 64.80% | 64.50% |

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