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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Oct. 31, 2023
Oct. 31, 2022
Operating Activities:    
Net (loss) income $ (23,277) $ 16,836
Adjustments to reconcile net (loss) income to net cash    
Provision for credit losses 231,718 165,068
Losses on claims for accident protection plan 15,173 11,232
Depreciation and amortization 3,389 2,460
Amortization of debt issuance costs 2,780 3,335
Loss on disposal of property and equipment 146 251
Impairment of goodwill 94 0
Stock based compensation 1,739 2,798
Deferred income taxes (14,249) 5,171
Excess tax benefit from share based compensation 213 206
Change in operating assets and liabilities:    
Finance receivable originations (580,082) (580,838)
Loan origination costs 10 36
Finance receivable collections 218,208 206,358
Accrued interest on finance receivables (1,248) (456)
Inventory 65,123 46,226
Prepaid expenses and other assets (2,522) (2,811)
Accounts payable and accrued liabilities (4,317) 5,660
Income taxes, net 5,644 (4,321)
Net cash used in operating activities (76,130) (95,131)
Investing Activities:    
Purchase of investments 0 (225)
Purchase of property and equipment (2,149) (14,050)
Proceeds from sale of property and equipment 561 10
Net cash used in investing activities (1,588) (14,265)
Financing Activities:    
Exercise of stock options (455) 1,216
Issuance of common stock 143 149
Purchase of common stock (68) (5,196)
Dividend payments (20) (20)
Change in cash overdrafts 1,416 0
Debt issuance costs (4,091) (39)
Issuances of non-recourse notes payable 360,340 0
Payments on non-recourse notes payable (250,935) (149,184)
Proceeds from revolving line of credit 276,266 271,177
Payments on revolving line of credit 278,419 14,200
Net cash provided by financing activities 104,177 103,903
Increase (decrease) in cash, cash equivalents, and restricted cash 26,459 (5,493)
Cash, cash equivalents, and restricted cash beginning of period 68,034 42,587
Cash, cash equivalents, and restricted cash end of period 94,493 37,094
Accident Protection Plan [Member]    
Change in operating assets and liabilities:    
Deferred accident protection plan revenue 1,306 13,328
Service Contract [Member]    
Change in operating assets and liabilities:    
Deferred accident protection plan revenue $ 4,042 $ 14,402