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v3.24.2

Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Apr. 30, 2024 | Apr. 30, 2023 | Apr. 30, 2022
Current year, principal balance | $ 829,303 | $ 897,296 |
Year two, principal balance | 422,859 | 373,029 |
Year three, principal balance | 156,628 | 94,154 |
Year four, principal balance | 24,379 | 7,417 |
Year five, principal balance | 1,636 | 962 |
Prior, principal balance | 583 | 514 |
Finance Receivable, Principal Balance | $ 1,435,388 | $ 1,373,372 |
Principal balance, percentage | 100.00% | 100.00% |
Charge-offs, current year | $ 155,385 |  |
Charge-offs, year two | 265,609 |  |
Charge-offs, year three | 88,160 |  |
Charge-offs, year four | 14,835 |  |
Charge-offs, year five | 1,081 |  |
Charge-offs, prior | 564 |  |
Charge-offs | 525,634 | $ 414,397 | $ 260,039
Customer Score 1-2 [Member] |  |  |
Current year, principal balance | 43,445 | 38,743 |
Year two, principal balance | 13,757 | 12,983 |
Year three, principal balance | 3,668 | 2,736 |
Year four, principal balance | 375 | 329 |
Year five, principal balance | 95 | 32 |
Prior, principal balance | 6 | 6 |
Finance Receivable, Principal Balance | $ 61,346 | $ 54,829 |
Principal balance, percentage | 4.30% | 4.00% |
Customer Score 3-4 [Member] |  |  |
Current year, principal balance | $ 300,323 | $ 294,972 |
Year two, principal balance | 117,904 | 105,101 |
Year three, principal balance | 36,349 | 24,982 |
Year four, principal balance | 4,552 | 1,698 |
Year five, principal balance | 325 | 243 |
Prior, principal balance | 158 | 137 |
Finance Receivable, Principal Balance | $ 459,611 | $ 427,133 |
Principal balance, percentage | 32.00% | 31.10% |
Customer Score 5-6 [Member] |  |  |
Current year, principal balance | $ 485,535 | $ 563,581 |
Year two, principal balance | 291,198 | 254,945 |
Year three, principal balance | 116,611 | 66,436 |
Year four, principal balance | 19,452 | 5,390 |
Year five, principal balance | 1,216 | 687 |
Prior, principal balance | 419 | 371 |
Finance Receivable, Principal Balance | $ 914,431 | $ 891,410 |
Principal balance, percentage | 63.70% | 64.90% |

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