XML 60 R46.htm IDEA: XBRL DOCUMENT v3.24.2
Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($)
$ in Thousands
12 Months Ended
Apr. 30, 2024
Apr. 30, 2023
Apr. 30, 2022
Current year, principal balance $ 829,303 $ 897,296  
Year two, principal balance 422,859 373,029  
Year three, principal balance 156,628 94,154  
Year four, principal balance 24,379 7,417  
Year five, principal balance 1,636 962  
Prior, principal balance 583 514  
Finance Receivable, Principal Balance $ 1,435,388 $ 1,373,372  
Principal balance, percentage 100.00% 100.00%  
Charge-offs, current year $ 155,385    
Charge-offs, year two 265,609    
Charge-offs, year three 88,160    
Charge-offs, year four 14,835    
Charge-offs, year five 1,081    
Charge-offs, prior 564    
Charge-offs 525,634 $ 414,397 $ 260,039
Customer Score 1-2 [Member]      
Current year, principal balance 43,445 38,743  
Year two, principal balance 13,757 12,983  
Year three, principal balance 3,668 2,736  
Year four, principal balance 375 329  
Year five, principal balance 95 32  
Prior, principal balance 6 6  
Finance Receivable, Principal Balance $ 61,346 $ 54,829  
Principal balance, percentage 4.30% 4.00%  
Customer Score 3-4 [Member]      
Current year, principal balance $ 300,323 $ 294,972  
Year two, principal balance 117,904 105,101  
Year three, principal balance 36,349 24,982  
Year four, principal balance 4,552 1,698  
Year five, principal balance 325 243  
Prior, principal balance 158 137  
Finance Receivable, Principal Balance $ 459,611 $ 427,133  
Principal balance, percentage 32.00% 31.10%  
Customer Score 5-6 [Member]      
Current year, principal balance $ 485,535 $ 563,581  
Year two, principal balance 291,198 254,945  
Year three, principal balance 116,611 66,436  
Year four, principal balance 19,452 5,390  
Year five, principal balance 1,216 687  
Prior, principal balance 419 371  
Finance Receivable, Principal Balance $ 914,431 $ 891,410  
Principal balance, percentage 63.70% 64.90%