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Note B - Summary of Significant Accounting Policies (Details Textual) - USD ($)
1 Months Ended 3 Months Ended 6 Months Ended 9 Months Ended
Dec. 31, 2023
Jan. 31, 2024
Oct. 31, 2023
Jul. 31, 2023
Jan. 31, 2023
Oct. 31, 2022
Jul. 31, 2022
Oct. 31, 2023
Jan. 31, 2024
Jan. 31, 2023
May 01, 2023
Apr. 30, 2023
Apr. 30, 2022
Number of Reportable Segments                 1        
Revenue from Contract with Customer, Excluding Assessed Tax   $ 240,401,000     $ 274,276,000       $ 854,170,000 $ 869,775,000      
Financing Receivables, Allowance for APP Claims   4,507,000             4,507,000     $ 5,310,000  
Financing Receivable, Insurance Receivables for APP Claims   4,303,000             $ 4,303,000     5,694,000  
Average Finance Receivable Interest Rate                 16.90%        
Financing Receivable Interest Rate 18.00%               18.25%        
Interest Receivable   $ 7,370,000             $ 7,370,000     $ 6,115,000  
Finance Receivables, Customer Payments Due Either Weekly or Bi-Weekly, Percentage                 78.00%        
Financing Receivable, Greater Than or Equal to 30 Days Past Due, Percent of Portfolio   3.30%             3.30%     3.60%  
Allowance for Credit Losses, Primary Factor Units Repossessed or Charged Off Evaluation Period                 70 years        
Financing Receivable, Allowance for Credit Loss   $ 334,987,000     282,775,000       $ 334,987,000 282,775,000   $ 299,608,000 $ 237,823,000
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest   $ (8,542,000) $ (27,463,000) $ 4,186,000 $ 1,508,000 $ 3,139,000 $ 13,697,000   $ (31,819,000) $ 18,344,000      
Earnings Per Share, Basic   $ (1.34)     $ 0.24       $ (4.99) $ 2.87      
Allowance for Credit Loss, Percentage   25.74%           26.04%          
Financing Receivable, Weighted Average Total Contract Term                 47 months 18 days        
Financing Receivable, Remaining Contract Term                 35 months 24 days        
Financing Receivables, Allowance for Credit Losses and Other Losses                 $ 335,100,000        
Finance Receivables, Allowance, Percent of Principle Balance   25.74%             25.74%        
Finance Receivable, Principal Balance   $ 1,428,908,000 $ 1,428,908,000   $ 1,305,956,000 $ 1,305,956,000   $ 1,428,908,000 $ 1,428,908,000 $ 1,305,956,000   1,373,372,000  
Goodwill, Impairment Loss                 0        
Goodwill   14,500,000             $ 14,500,000     11,700,000  
Effective Income Tax Rate Reconciliation, Percent                 21.90% 22.10%      
Tax Adjustments, Settlements, and Unusual Provisions                 $ 213,000 $ 206,000      
Open Tax Year                 2019        
Income Tax Examination, Penalties and Interest Accrued   0             $ 0     0  
Financing Receivable, Recorded Investment Greater Than 90 Days Past Due   6,100,000     $ 4,000,000       6,100,000 4,000,000      
Late Fee Income Generated by Servicing Financial Assets, Amount                 3,600,000 3,100,000      
Contract with Customer, Liability, Revenue Recognized                 $ 29,600,000        
Treasury Stock Shares to Establish Reserve Account to Secure Service Contracts                 10,000        
ACM Insurance Company [Member]                          
Treasury Stock, Shares to Establish Reserve Account to Meet Regulatory Requirements for Insurance Company                 14,000        
Accident Protection Plan [Member]                          
Contract with Customer, Liability   51,100,000             $ 51,100,000        
Service Contract [Member]                          
Contract with Customer, Liability   67,274,000             67,274,000     67,404,000  
Accident Protection Plan Claims [Member]                          
Contract with Customer, Refund Liability   9,100,000             9,100,000        
Change in Accounting Method Accounted for as Change in Estimate [Member]                          
Financing Receivable, Allowance for Credit Loss   $ 3,900,000             3,900,000   $ 28,000,000    
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest                 $ 21,800,000        
Earnings Per Share, Basic                 $ 3.4        
Minimum [Member] | Leasehold Improvements [Member]                          
Property, Plant and Equipment, Useful Life (Year)   5 years             5 years        
Minimum [Member] | Building and Building Improvements [Member]                          
Property, Plant and Equipment, Useful Life (Year)   18 years             18 years        
Maximum [Member]                          
Financing Receivable Interest Rate                 18.25%        
Maximum [Member] | Leasehold Improvements [Member]                          
Property, Plant and Equipment, Useful Life (Year)   15 years             15 years        
Maximum [Member] | Building and Building Improvements [Member]                          
Property, Plant and Equipment, Useful Life (Year)   39 years             39 years        
Revolving Credit Facility [Member]                          
Line of Credit Facility, Distribution Limitations, Maximum Aggregate Amount of Stock Repurchases                 $ 50,000,000        
Line of Credit Facility, Distribution Limitations Percentage of Sum of Borrowing Bases                 20.00%        
Line of Credit Facility, Distribution Limitations Percentage of Consolidated Net Income                 75.00%        
Line of Credit Facility Distribution Limitations Minimum Percentage of Aggregate Funds Available                 12.50%        
ARKANSAS                          
Financing Receivable Interest Rate 16.75%                        
ARKANSAS | Maximum [Member]                          
Financing Receivable Interest Rate                 16.75%        
ILLINOIS | Minimum [Member]                          
Financing Receivable Interest Rate                 19.50%        
ILLINOIS | Maximum [Member]                          
Financing Receivable Interest Rate                 21.50%        
TENNESSEE                          
Financing Receivable Interest Rate                 23.00%        
Revenue Benchmark [Member] | Customer Concentration Risk [Member] | Arkansas, USA [Member]                          
Concentration Risk, Percentage                 27.00%        
Revision of Prior Period, Reclassification, Adjustment [Member]                          
Accident Protection Plan Claims                       11,000,000  
Revenue from Contract with Customer, Excluding Assessed Tax                   3,700,000      
Financing Receivables, Allowance for APP Claims                       5,700,000  
Financing Receivable, Insurance Receivables for APP Claims                       $ 5,300,000  
Revision of Prior Period, Reclassification, Adjustment [Member] | Wholesales Third Party [Member]                          
Revenue from Contract with Customer, Excluding Assessed Tax                   $ 3,700,000