XML 47 R38.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note C - Finance Receivables, Net - Components of Finance Receivables (Details) - USD ($)
$ in Thousands
Jan. 31, 2024
Oct. 31, 2023
Apr. 30, 2023
Jan. 31, 2023
Oct. 31, 2022
Apr. 30, 2022
Gross contract amount $ 1,821,447   $ 1,752,149      
Less unearned finance charges (392,539)   (378,777)      
Principal balance 1,428,908 $ 1,428,908 1,373,372 $ 1,305,956 $ 1,305,956  
Less: estimated insurance receivables for APP claims (4,303)   (5,694)      
Less: allowance for APP claims (4,507)   (5,310)      
Less: allowance for credit losses (334,987)   (299,608) (282,775)   $ (237,823)
Finance receivables, net 1,085,111   1,062,760 $ 1,011,880   $ 855,424
Loan origination costs 661   700      
Finance receivables, net, including loan origination costs $ 1,085,772   $ 1,063,460