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Note C - Finance Receivables, Net - Changes in the Finance Receivables Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 9 Months Ended
Jan. 31, 2024
Jan. 31, 2023
Oct. 31, 2023
Jan. 31, 2024
Jan. 31, 2023
Balance at beginning of period     $ 299,608 $ 299,608 $ 237,823
Provision for credit losses $ 89,582 $ 85,650   321,300 250,719
Charge-offs     $ (386,349) (386,349) (296,154)
Recovered collateral       100,428 90,387
Balance at end of period $ 334,987 $ 282,775   $ 334,987 $ 282,775